Posts by Barry Choi
How Much Does It Cost to Go on a Cruise? Extra Costs to Be Aware Of
Cruising is one of the most popular ways of travel. Most people think of cruising as an activity most popular for older more mature travellers, however, that’s not necessarily true. Cruises are also family-friendly, especially lines like Carnival and Disney. There are also new cruise companies that cater more to younger people, such as U…
Read MoreThe cost of travel: How to save money on hotels
Everyone wants to know how to save money on hotels. Generally speaking, hotels are usually your biggest travel expense after flights so it’s no surprise that people are looking to save on accommodations. The problem is, hotel prices change all the time depending on things such as the season, demand and even the local political…
Read MoreWhat Credit Score is Needed for a Credit Card?
Have you ever wondered what credit score is needed for a credit card in Canada? In most cases, you’ll need a credit score of at least 660, but that’s not always the case. Each credit card provider has different criteria when approving customers for credit, so you could even get declined if you have a…
Read MoreWhat is a Vendor Take Back Mortgage?
With interest rates rising and the real estate market cooling, some buyers have found themselves in a tricky situation. They’re no longer able to get the mortgage they previously qualified for, which has left some of them wondering what is vendor take back mortgage? A vendor take back mortgage is not a common type of…
Read MoreWhat is General Liability Insurance?
If you’re a small business owner, freelancer, or self-employed individual, there may be a time when you ask what is general liability insurance. That’s because having the right business insurance is essential for anyone that runs a business. Here’s how general liability insurance works in Canada. What is general liability insurance? General liability insurance is…
Read MoreHow to Read a Credit Card Statement
Knowing how to read a credit card statement is basic financial literacy, but it can be confusing if you’re getting a credit card for the first time or you’ve recently switched banks. To further complicate things, if you have a points or cash back credit card, every financial institution uses a different way to show…
Read MoreAir Canada and Emirates Partnership now Live
Back in July, Emirates and Air Canada announced a new partnership. At the time, it didn’t seem like big news, but now that all of the details have finally been released (and are now live), the news is fantastic. Simply put, I never thought I’d see a partnership between Air Canada and Emirates. Emirates is…
Read MoreBank Fees and Charges in Canada | How to avoid them
Let’s be real, bank fees and charges in Canada are brutal. Not only do you need to pay financial institutions to hold your money, but they’ll charge you for any additional service you need. It’s a bit ridiculous, so it’s no surprise why many people have switched to a high interest savings account with an…
Read MoreWhat is travel insurance? A detailed guide
Have you ever wondered what is travel insurance and how does it work? Ever since the outbreak of the COVID-19 pandemic, travel insurance has been getting a lot of attention. In the past, many people would travel without travel insurance (or didn’t know about it), but these days, it’s highly unlikely anyone would consider flying without the…
Read MoreEQ Bank Tax Free Savings Account Review
EQ Bank has been around for quite a few years now, and clients love how they’ve simplified banking. You get a high interest rate with no everyday banking fees. What’s not to like right? Well, there was one complaint. EQ Bank didn’t offer a Tax Free Savings Account. Saving is great, but it would be…
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