Posts by Barry Choi
How Long to Wait Between Applying for Credit Cards
Whether you’re looking for a new credit card or you’re looking to take advantage of a generous welcome offer, you’ve likely wondered how long to wait between applying for credit cards. The simple answer is six months, but things aren’t that simple. The length of time between credit card applications should really be based on…
Read MoreWhat is the Canada Learning Bond?
The Canada Learning Bond (CLB) is a government grant that provides low-income families up to $2,000 in free contributions to their kids’ Registered Education Savings Plan (RESP). There is no catch to the CLB. As long as the parents open an RESP for their children, the government of Canada will provide them with the bond…
Read MoreWhat is the Difference Between Professional Liability and General Liability Insurance?
Often people ask what the difference is between Professional Liability and General Liability insurance. It’s a question that’s worth exploring because any small business owner wants to know that they are getting the right insurance for the right risks that their business faces. The important thing to remember is that the landscape of risk for…
Read MoreHow Much Does it Cost to go to Toronto?
Toronto is one of the most diverse cities in the world which is why many people want to visit. On any given weekend you’ll find a major cultural event and there’s always some kind of sporting event going on that’s worth checking out. The question is, how much does it cost to go to Toronto?…
Read MoreHow Much Does it Cost to go to Luxor?
If you’re planning a trip to Egypt, the odds are you’re considering a trip to Luxor. The question is, how much does it cost to go to Luxor? Overall, the costs are about the same as the rest of Egypt, but the experience can be completely different. I’ll just come out and say it. I…
Read MoreWhat is a RRSP? Registered Retirement Savings Plan
Have you ever wondered what is a RRSP? It stands for Registered Retirement Savings Plan. This type of account is used by millions of Canadians and is easily the most popular vehicle for those that are looking to save for their retirement. While the concept of an RRSP is simple, what confuses people are the…
Read MoreThe Risks and Rewards of Travel Hacking
I’ve been travel hacking for years now and have taken some incredible trips, but there’s one thing the travel hacking community doesn’t focus on that I think needs more attention: risks and rewards. Travel hacking will allow you to travel in luxury for cheap, but there are some consequences involved if you’re not careful. While…
Read MoreHow Much Does it Cost to go to Boston?
The Freedom Trail, Fenway Park, and lobster rolls. Boston is one of the cities in the United States to visit since it offers historic sites, great sports teams, and kid-friendly attractions. The question is, how much does it cost to go to Boston? You might be surprised to learn that Boston is one of the…
Read MoreWhat is an Insurance Broker? | A complete guide
Have you ever wondered what is an insurance broker? Simply put, they can help you find the best insurance policies that fit your needs. Admittedly, getting insurance on your own is relatively easy. However, working with a professional can be beneficial since they can help you with the process and answer any questions that you…
Read MoreWhat is a Good Credit Score? Improve yours now
What is a good credit score is one of the most common questions Canadians ask when it comes to their personal finances. Unlike your budget and spending, you have no real control over your credit score. Yes, there are various things that you can do that will increase or decrease your standing, but since your…
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