Travel Redemption Tricks | Optimize your miles and points
I write a lot about optimizing your travel and how to improve personal finances. These two subjects share a common hack which can be a very powerful one: taking advantage of loyalty programs. Many people know the basics of loyalty programs, but when you understand how they work and use one of the best travel…
Read MoreHow to Redeem Travel Points for Gift Cards or a Statement Credit
With most of the best travel rewards programs, redeeming your points for a gift card or statement credit is one of the worst things you can do since they offer low value compared to travel rewards. Generally speaking (and depending on the program), using your points for anything besides travel will devalue your points by…
Read MoreHow COVID-19 Affects Insurance Policies
Two weeks ago I wrote about how trip cancellation insurance works since that was a major concern for many people, but the world has changed quite a but since then. COVID-19 has struck the economy and many Canadians are doing the right thing by looking at their budget to see where they can slash their…
Read MoreCompound Interest Definition and Explanation
Compound interest is a common term you hear when it comes to investing. But, what exactly is compound interest, how does it work, and how can you best take advantage of it? I’m sharing what you need to know in this compound interest explanation. Compound interest definition So, what is compound interest? Compound interest is…
Read MoreHow to Build a Relationship With Your Financial Advisor
I’ve worked with a handful of financial advisors over the years and I can honestly say I’ve never had a relationship with any of them until I connected with a fee only financial advisor. This shouldn’t be too surprising as many financial advisors (who are associated with a bank or investment firm) don’t exactly have…
Read MoreHow Trip Cancellation Insurance Works
I always tell people that having travel insurance is a must whenever you travel. Not only should you have travel medical, but you should also have travel insurance that covers things such as trip cancellation, flight delay, baggage delay, car rental theft, etc. Having travel insurance covers you in the event that you need medical…
Read MoreThe Credit Cards I Use
Quite often people ask me what credit cards I use. It’s not a weird question since I love talking about credit cards, so it’s only natural that I share what’s in my wallet. I actually wrote this post back in January of 2015, but it’s time for a much-needed update. It’s been 3 years since…
Read More5 Reasons You Need to Create a Will Before Your Next Trip
Whether you’re a seasoned traveller or taking your first big trip, the key to a stress-free vacation is planning ahead. But before you start packing your flip flops and swimsuit, make sure you’ve got this one essential travel item: a will. Why do you need a will before heading out on your trip, you ask?…
Read More4 Ways to Save Money on Your Taxes When You Have a Side Hustle
**This is a sponsored post written by me on behalf of Turbotax. All opinions are my own. Side hustles have become a big thing over the last few years. If you’re unfamiliar with the term, it’s when you do some extra work on top of your day job that brings in a little bit of…
Read MoreThe Cost of Travel: See the world without spending a fortune
As a budget travel expert, I’ve come across a ton of ways to save money over the years. I’ve written about them in multiple posts, but now I’ve put all those tips together in an eBook. The Cost of Travel: How to see the world without spending a fortune is available to you for free!…
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