American Express Platinum Benefits
The American Express Platinum benefits are the main reason why the Amex Platinum card consistently ranks as one of the best travel credit cards in Canada. Yes, the Amex Platinum comes with a hefty annual fee of $699, but the benefits included are easily worth more than that. If you read my American Express Platinum…
Read MoreHow to Keep Your Money Safe When Travelling
One of my favourite things about travelling is exchanging my Canadian dollars for the currency of whichever country I’ll be visiting. There’s something about getting different coloured bills which sometimes come in ludicrous denominations that gets me excited about travel. I’ve already covered the best ways to exchange your money, but some people wonder how…
Read MoreWhat the Future of Travel may Look Like
COVID-19 has grounded most flights around the world, but with many countries now containing the spread of the virus, life may return back to normal in the near future. It’s not like we’ll go back to our daily lives like nothing happened. The pandemic will likely have a lasting affect on all of us. When…
Read MoreWhen Should You Consider Using the Services of a Licensed Insolvency Trustee?
Unfortunately, I’ve been getting a lot of questions about bankruptcy and consumer proposals as of late. With debt at an all-time high, people are just looking at their options and hoping for a new start. To help you navigate the decision to seek professional help, I reached out to Linda Stern, a licensed insolvency trustee…
Read More10 Tricks to Getting Cheap Flights Busted
Getting a good deal on airfare has never been easier. With so many websites out there finding insane, it’s not uncommon to hear of a friend that booked a flight for a price that seems too good to be true. What most people don’t realize is that these deals usually come with conditions. In some…
Read MoreShould you Defer Your Mortgage, Rent and Credit Card Payments?
With the world upside down, many people have been laid off or had their hours greatly reduced. As you can imagine, this has many people worried about how they’re going to pay their monthly bills. The government of Canada has done a reasonable job by introducing emergency measures that will provide income to some Canadians.…
Read MoreWhat to do With Your Investments Right Now
Okay, I know you’ve heard by now that COVID-19 has caused mass selloffs in the stock market. I haven’t checked the exact numbers, but I think things are down about 30% from the peak. This is obviously a huge number and has affected everyone. Some people are panicking, some people are doing nothing, but many…
Read MoreTravel Redemption Tricks | Optimize your miles and points
I write a lot about optimizing your travel and how to improve personal finances. These two subjects share a common hack which can be a very powerful one: taking advantage of loyalty programs. Many people know the basics of loyalty programs, but when you understand how they work and use one of the best travel…
Read MoreHow to Redeem Travel Points for Gift Cards or a Statement Credit
With most of the best travel rewards programs, redeeming your points for a gift card or statement credit is one of the worst things you can do since they offer low value compared to travel rewards. Generally speaking (and depending on the program), using your points for anything besides travel will devalue your points by…
Read MoreHow COVID-19 Affects Insurance Policies
Two weeks ago I wrote about how trip cancellation insurance works since that was a major concern for many people, but the world has changed quite a but since then. COVID-19 has struck the economy and many Canadians are doing the right thing by looking at their budget to see where they can slash their…
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