serious about money

About 7 years ago I was on top of the world. I was doing well in my career, and I had recently gotten engaged to my girlfriend. Paying for the wedding wasn’t a huge concern since I had been saving for a long time, plus I had been making steady RRSP contributions so I figured I…

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save to invest

I love saving money, one of the 3 money rules I live by is to pay yourself first. Some people get obsessed with saving money and can become money hoarders – which isn’t a bad thing – it just may not get you very far. What you do with your saved money is really up to you, but…

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Setting financial goals is easy, sticking to them however can be incredibly difficult. I imagine many of us who made financial New Year’s resolutions are already on track to break them. Making generic resolutions is just silly, we need to pick goals that are actually attainable. Here are some common financial goals and the tips to help you meet…

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Canadians are not saving for retirement

Canadians are not saving for retirement with just 48% agreeing that we’re saving for retirement according to a new poll done by Ipsos. This a pretty far cry from a BMO RRSP study conducted earlier this year which showed 64% of Canadians plan on making an RRSP contribution this year. The difference in numbers shouldn’t…

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stop spending money on vending machines

We all have jobs presumably so we can earn money but it’s incredible how much money we spend while earning a living. I’m not just talking about buying your lunches, or having a coffee, there’s quite a few things we end up spending money on. It’s impossible to stop spending money at work but take a…

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Whenever people ask me to help with their budgeting, one area I tend to focus on is groceries. We all need to buy groceries, but I find it amazing at how so many of us spend a small fortune on them. You would think that having a high grocery bill means you’ll be eating healthy and saving…

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How many people made a New Year’s resolution to save more money? I would imagine a ton of people did, but how many of you are able to actually do so? Saving money can be easy as long as you stop wasting money. Eating out all the time and shopping excessively are the obvious answers, but…

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Banks are a necessary evil, we all need to use them but there are many bank secrets that they try to keep from us. They want us to believe that they are helping us, but there’s quite a few things going on behind the scenes that we need to know about.

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I hate paying fees; they cut into our cash flow, and they can cost us big in the long run. It’s amazing how fees are charged for everything these days, fortunately a lot of these fees you can eliminate or control. Here’s 9 fees to cut from your daily life. Banking Fees to cut out…

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