One of the best employer benefits available is a pension plan which comes in two forms: defined benefit pension plan and defined contribution pension plan. Think of it as free money since your employer is basically matching you, or giving you more, towards your retirement savings. Despite the fact both pensions are essentially free money.…

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Take advantage of your employee stock purchase plan

An employee stock purchase plan (ESPP) is a lucrative benefit– it’s essentially free money and who doesn’t like free money? ESPPs aren’t available to everyone, but if your company does offer one as a benefit, it’s a great way to build your wealth. However, many employees don’t sign up, or they don’t maximize their contributions– that’s…

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