The basics of travel insurance

When it comes to travel, quite often people forget to consider travel insurance. The cost of health care outside of Canada is insanely expensive. A trip to the walk-in clinic will cost you more than $100 USD, if you need more serious medical attention, you could pay hundreds if not thousands of dollars. To simply…

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disability insurance

Most of us understand the importance of life insurance, but what many of us overlook though is disability insurance. There’s a much greater chance that we’ll become disabled in our working years as opposed to us dying before the age of 65 so it’s a huge mistake to not have disability insurance. Disability insurance comes in a…

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10 ways to spend less money on insurance

Insurance is one of those things that nobody wants until they really need it, but by then it’s too late to get. If you have liabilities or dependants and are not covered under a group plan, you probably need coverage. Walking around uninsured is not an option for most of us, so here are some…

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the factors that affect your life insurance premiums

Life insurance should be a part of everyone’s financial plan, yet it’s often ignored or forgotten. Having a policy in place is important because it’s meant to protect your loved ones financially in the event you pass early. So when should you get a life insurance policy? Well, that’s up for debate, but if you…

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Forget to budget for

It doesn’t matter how old we are, or how much we make, having a budget in place is essential. Setting one up is pretty straight forward, but many of us forget to budget for quite a few things. The most common trick to creating a realistic budget is to track our spending for a month…

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A good life insurance broker will offer you choices

Finding the right life insurance broker is one of the most important steps in purchasing life insurance. It can mean the difference between getting the perfect policy and buying something you’ll regret a few years down the road. For that reason, it’s especially vital to do your due diligence when looking for a life insurance…

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Read the fine print

I’m a huge fan of Dragon’s Den. I love how the Dragon’s just drill into the people making pitches but what I love most is when a deal gets made. Many people don’t realize that once the cameras stop rolling, the Dragon’s do their due diligence before closing on the deals. The Dragon’s are essentially…

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Must have insurance

Insurance is a must in many cases but some of us choose to do without it since the monthly premium cuts into our bottom line. This is a huge mistake, having the right insurance should be part of our financial plans, but what is considered must have insurance? Life insurance I’ve actually come across people who don’t…

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I’ve got a pretty good grasp on my money but when it comes to personal finance it’s not always about the dollars and there’s definitely a few financial subjects I could improve on. It’s not like I’ve been avoiding certain issues but the following topics are just things that I haven’t gotten around to or haven’t…

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“Life insurance is an unselfish purchase, it’s not for you, it’s for the people who are counting on your income to maintain their standard of living” says Chantal Marr of LSM Insurance and she pretty much sums up why we need to talk or at the very least think about insurance. Just imagine what would…

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