The Best Travel Credit Cards in Canada 2024: Top Ranked List

What Happens if I Don’t use my Credit Card

With travel becoming more expensive, choosing one of the best travel credit cards in Canada in 2024 has never been more important. Having the right card ensures you earn points or miles on your everyday purchases. With these rewards, you can offset the cost of flights, hotels, vacation packages, and more. With my updated list,…

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Tangerine Money-Back Credit Card Review

tangerine credit card review

Are you ready for a Tangerine Money-Back Credit Card review? Tangerine credit cards have become incredibly popular since they launched since they allow you to pick up to three categories of your choice where you can earn extra cash back While giving you more choice on how much cash back you can earn is definitely a…

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Does Applying for a Credit Card Affect Your Credit Score?

When you apply for a credit card you take a hit on your credit score.

Does applying for a credit card affect your credit score? The short answer is yes, but if you have a decent credit score, it really won’t matter. To be perfectly blunt, if you have a good to excellent credit score, applying for additional credit cards shouldn’t be a major concern. For reference, I average six…

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The cost of travel: The best way to exchange money

best way to exchange money

What is the best way to exchange money? That’s easily the question I get asked the most these days. Maybe it’s because finding deals on flights and hotels is a little easier these days but it’s more likely that people are just more aware of how exchange rates affect us. Years ago, the Canadian dollar…

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The Credit Cards I Use

the credit cards I use

Quite often people ask me what credit cards I use. It’s not a weird question since I love talking about credit cards, so it’s only natural that I share what’s in my wallet. I actually wrote this post back in January of 2015, but it’s time for a much-needed update. It’s been 3 years since…

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Credit Card Charges To Look Out For

Beware of excess credit card charges

Over the years, consumers have complained about fees and the government has slowly been addressing the needs of the consumers. This is usually great news for consumers, but when we start to take a look at things a little closer, we realize that some of these fees have just been “hidden”. When it comes to credit card…

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How Much Debt Is Too Much Debt?

How much debt is too much debt? Well if you’re a fan of Gail Vaz-Oxlade then you should know that any kind of consumer debt is bad. Not surprising, yet still disappointing it appears that our household debt has risen 6% according to the annual debt report conducted by BMO Financial Group. According to the…

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