Posts Tagged ‘credit’
Scotia Momentum VISA Infinite Card Review
Although the Scotia Momentum Visa Infinite Card is still one of the best cash back credit cards in Canada, it’s lost some of its appeal over the years. That’s not to say this card is no longer good. It’s just that other cards now offer better benefits or earning rates. What’s interesting is that this…
Read MoreThe Best No Foreign Transaction Fee Credit Cards in Canada for 2025
Having one of the best no foreign transaction fee credit cards in Canada is essential since it’ll significantly reduce your costs when travelling. That’s because most Canadian credit cards charge a foreign transaction fee of 2.5% whenever you make a purchase in any currency besides Canadian dollars. That may sound like a lot, but if…
Read MoreAmerican Express Gold Rewards Card Review | Get up to 70,000 points
I’ve got you covered if you’re looking for an American Express Gold Rewards Card review. Although the card now has a higher annual fee than similar cards, the benefits you get are arguably better. Oddly enough, some would argue that what sets this card apart is that it’s a metal credit card and comes in…
Read MoreWhat Happens if I Don’t use my Credit Card?
With increased debt loads across the country, many Canadians, including millennials, have decided to start using cash and debit more. But that brings up an interesting question. What happens if I don’t use my credit card? It really depends on our individual situation. In theory, we’ll spend less since research has found we spend less…
Read MoreBuilding a Good Credit Score
I write about debt a lot. It’s not that I particularly enjoy writing about debt, it’s unfortunately just a subject that many people can relate to– Canadians have record debt levels after all. We get so focused on debt, that sometimes we forget about other things, such as having a good credit score. Credit is probably…
Read MoreDebt Repayment Options
The stress of owing money can keep anyone up at night, fortunately, there are different debt repayment options that can help you pay down your debts faster than you might think. A young professional, in theory, should have an easier time paying off student loans, and credit card debt. However, someone who has abused credit…
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