Real Estate
Martin’s Mortgage Maneuver Explained
Have you heard of Martin’s Mortgage Maneuver? It’s sometimes referred to as Martin’s Money Mortgage. Essentially, it’s a loophole that allows you to avoid the insane fees that banks charge when you break your mortgage.…
What Do Property Taxes Pay For?
Tonight a new Mayor of Toronto will be named. The campaign has been long and I can’t wait for it to end and for the city to move forward from its troubled reputation. Many voters…
Mortgage Basics Explained
Earlier in the year, my wife and I had bought our first home. Because we had done our research and had been saving diligently, we felt confident when we reached out to our realtor. After…
How Property Insurance Saved Me At Least $50,000
The following post is contributed by Martin of Studenomics, where he tries to make personal finance fun since you have enough to stress about. You can click here to check out the wide range of…
4 Ways to Reap the Benefits of Your Home Equity
As you pay down your mortgage or the value of your home increases, you build up what’s known as home equity. Essentially, this is the difference between what your home is worth and the amount…
10 Ways to Start Investing for Beginners With Little Money
Investing for beginners with little money may appear to be difficult, but it’s not hard to make your money work for you. It’s all about taking the cash that you have now and investing in…
Why Your Overall Financial Health is More Than Just Your RRSP
One of the earliest money lessons I learned was to pay yourself first. I was seventeen at the time and just got my first paycheque. Before I had a chance to spend any of it,…
Should you Defer Your Mortgage, Rent and Credit Card Payments?
With the world upside down, many people have been laid off or had their hours greatly reduced. As you can imagine, this has many people worried about how they’re going to pay their monthly bills.…
Know What You Can Afford Before You Buy a Home
**This is a sponsored post written by me on behalf of BMO. All opinions are my own. Everyone knows that home prices are insane in Canada, but despite how much we complain, many homeowners love…
Your Realtor is not a Financial Advisor
Despite the downward trend, real estate is still insane in Canada. To be honest, I haven’t been paying much attention to the headlines as of late, but it seems like everyone is a real estate…