Real Estate

Mortgage payment options in Canada

Mortgage Payment Options In Canada

When it comes to mortgages, you will have a number of options. Mortgage payment options in Canada are not one size fits all but rather can be somewhat tailored to best fit your budget and…

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mortgage stress test

What is the Mortgage Stress Test?

Are you looking to buy a home in Canada but have no idea what is the mortgage stress test? Even though the Canadian government announced the mortgage stress test back in 2017, it still causes…

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Why Use a Mortgage Broker: The pros and cons

Getting a mortgage is part of buying a home. Most people assume that mortgages come from a bank and while this statement is not wrong, it’s not the only option. You can also use a…

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What is a mortgage gift letter

What is a Mortgage Gift Letter?

If your parents (or someone else) are going to help you with your home down payment, you’ll want to know what is a mortgage gift letter. This is a vital document that’s required when you…

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Are Timeshares Worth It? The Unbiased Truth

Timeshares used to be all the rage. For a reasonable price, you can visit the same (or sometimes different) exotic location every year and have a spot guaranteed for you. Well, at least that’s what…

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What is mortgage insurance in Canada

What is Mortgage Insurance in Canada?

Do you know what is mortgage insurance in Canada? It doesn’t matter if you’re a first-time home buyer or looking to upgrade. Some people will say mortgage insurance is a must, while others say it’s…

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First-Time Home Buyer Incentive

What is the First Time Home Buyer Incentive?

Have you wondered what is the First Time Home Buyer Incentive (FTHBI)? This new government program is meant to help you become a homeowner, but admittedly, it’s quite confusing. Essentially, it’ll help you reduce your…

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Home Buyers Plan Explained

Home Buyers’ Plan Explained

Do you want to know how the Home Buyers’ Plan works? Anyone in the market for the first home is likely worried about their down payment? The prices of Canadian homes are skyrocketing and while…

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Do mortgage brokers actually get the best rates

Do mortgage brokers actually get the best rates?

Whether it be a new home purchase or you’re looking to refinance your home, getting a new mortgage requires is usually a simple process. That said, with so many mortgage products and different rates available,…

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Where Should I Invest My Down Payment? Simple Explanations

One of the most common questions I get asked these days is where should I invest my down payment? There are a lot of variables involved with this question, but generally speaking, if you plan…

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