Personal Finance
Advice for Getting Your First Mortgage
It was just over a year ago that I purchased my first home and with it came my first mortgage. As a personal finance expert, I was quite familiar with mortgages, so there were no…
Avoid These Tax Mistakes if You’re a Freelancer
Recently, Intuit Canada released a study on “The Rise of the Self-Employed Economy.” The study found that half of Canada’s workforce will be freelance by 2020. At first, this number seems high, but when I…
How do Bloggers Make Money?
When I tell people I’m a blogger, one of the first questions they ask me is how do bloggers make money? I usually respond with, they don’t. But that’s not entirely true. My blog has…
6 Things I’ve Bought Used (and you should too)
Some people I know only buy things new. I get it; there’s a certain appeal about getting something brand new or being the first owner. But for me, purchasing some things used sometimes makes sense.…
What to do if you Have too Much Debt
What to do if you have too much debt? It’s a question I hope you never have to ask. But with Canadians having record debt levels, some of us need to start taking our finances…
How to Prepare to be a Homeowner
You’ve decided that this is the year you buy a home, but have you ever thought about how to prepare to be a homeowner? This will likely be the largest purchase of your life, so…
Managing Your Money as a Freelancer
Over the last two years, I’ve steadily increased my side hustle income. Despite the fact that I’ve always been pretty good with my money, there were still a few things I had to learn along…
How to set up an Automatic Savings Program with Tangerine
One of my top tips for saving money is to make things automatic. What that means is that you would set up automatic withdrawals, so your savings becomes your number one priority. It sounds simple…
Payday Loans are the Worst!
If you didn’t know, payday loans are the worst! The amount of interest you’ll end up paying is insane – think 500%+. Yes, you read that right, you could end up paying FIVE HUNDRED percent…
How to Break bad Spending Habits
When I was younger, I used to have some pretty bad spending habits. I would purchase things that really didn’t add any value to my life such as DVDs, CDs, and action figures. I would…