Personal Finance

When Should You Consider Using the Services of a Licensed Insolvency Trustee?

Unfortunately, I’ve been getting a lot of questions about bankruptcy and consumer proposals as of late. With debt at an all-time high, people are just looking at their options and hoping for a new start.…

Should you Defer Your Mortgage, Rent and Credit Card Payments?

With the world upside down, many people have been laid off or had their hours greatly reduced. As you can imagine, this has many people worried about how they’re going to pay their monthly bills.…

What to do With Your Investments Right Now

Okay, I know you’ve heard by now that COVID-19 has caused mass selloffs in the stock market. I haven’t checked the exact numbers, but I think things are down about 30% from the peak. This…

Travel Redemption Tricks | Optimize your miles and points

I write a lot about optimizing your travel and how to improve personal finances. These two subjects share a common hack which can be a very powerful one:  taking advantage of loyalty programs. Many people…

How to Redeem Travel Points for Gift Cards or a Statement Credit

With most of the best travel rewards programs, redeeming your points for a gift card or statement credit is one of the worst things you can do since they offer low value compared to travel…

How COVID-19 Affects Insurance Policies

Two weeks ago I wrote about how trip cancellation insurance works since that was a major concern for many people, but the world has changed quite a but since then. COVID-19 has struck the economy…

Compound Interest Definition and Explanation

Compound interest is a common term you hear when it comes to investing. But, what exactly is compound interest, how does it work, and how can you best take advantage of it? I’m sharing what…

How to Build a Relationship With Your Financial Advisor

I’ve worked with a handful of financial advisors over the years and I can honestly say I’ve never had a relationship with any of them until I connected with a fee only financial advisor. This…

The Credit Cards I Use

Quite often people ask me what credit cards I use. It’s not a weird question since I love talking about credit cards, so it’s only natural that I share what’s in my wallet. I actually…

4 Ways to Save Money on Your Taxes When You Have a Side Hustle

**This is a sponsored post written by me on behalf of Turbotax. All opinions are my own. Side hustles have become a big thing over the last few years. If you’re unfamiliar with the term,…