Personal Finance

How to Redeem Travel Points for Gift Cards or a Statement Credit

With most of the best travel rewards programs, redeeming your points for a gift card or statement credit is one of the worst things you can do since they offer low value compared to travel…

How COVID-19 Affects Insurance Policies

Two weeks ago I wrote about how trip cancellation insurance works since that was a major concern for many people, but the world has changed quite a but since then. COVID-19 has struck the economy…

Compound Interest Definition and Explanation

Compound interest is a common term you hear when it comes to investing. But, what exactly is compound interest, how does it work, and how can you best take advantage of it? I’m sharing what…

How to Build a Relationship With Your Financial Advisor

I’ve worked with a handful of financial advisors over the years and I can honestly say I’ve never had a relationship with any of them until I connected with a fee only financial advisor. This…

The Credit Cards I Use

Quite often people ask me what credit cards I use. It’s not a weird question since I love talking about credit cards, so it’s only natural that I share what’s in my wallet. I actually…

4 Ways to Save Money on Your Taxes When You Have a Side Hustle

**This is a sponsored post written by me on behalf of Turbotax. All opinions are my own. Side hustles have become a big thing over the last few years. If you’re unfamiliar with the term,…

5 Reasons You Need to Create a Will Before Your Next Trip

Whether you’re a seasoned traveller or taking your first big trip, the key to a stress-free vacation is planning ahead. But before you start packing your flip flops and swimsuit, make sure you’ve got this…

Is an RRSP Loan Worth it?

Should you get an RRSP loan? That’s a question that I’ve been getting a lot as of late. At first, I was like this is a very specific question for new investors to be asking,…

The Easiest Way to Start an RRSP

Your podcast feed and Youtube stream are often interrupted by promises of dreamy retirements and passive-aggressive shaming about how you really need to get started saving. Yup – it must be “RRSP season” again. I…

RRSP Mistakes to Avoid

Although registered retirement savings plans (RRSP) have been around for more than 50 years, many people are still confused about them. Understanding the basics is one thing, but people often struggle when deciding between using…