Personal Finance
Employment Insurance Replacing CERB | What you need to know
The Canada Emergency Response Benefit (CERB) is set to expire at the end of August, but the Canadian government has announced that the $500-per-week benefit is being extended by four weeks. Once the CERB ends…
How to Keep Your Finances in Order as a Digital Nomad
If you have the ability to work remotely (or you’re looking for a job that allows you to do so) there’s a good chance you’ve thought about being a digital nomad. It makes perfect sense,…
4 Simple Steps to Financial Independence
Today’s guest post is written by Chrissy Kay. She blogs at Eat Sleep Breathe FI and podcasts at Explore FI Canada. Chrissy is passionate about sharing her FI* and personal finance knowledge. In this post,…
15 Ways for How to Get Out of Debt
According to Statistics Canada, the Canadian household-debt-to-income ratio was an astonishing 176.9 per cent in Q1 of 2020. That means on average, Canadian households owe $1.77 or every dollar they bring in. That’s an increase…
Is Paying an Annual Fee Worth it?
For the longest time, I hated paying fees for banking and services. Why would I pay money when I don’t have to right? Well, over the years my stance on fees has changed quite a…
Credit Card Hacks: How to legally maximize your points and cards
Credit card hacks are some of the easiest things you can do. Heck, you’re likely already doing some of these hacks and you don’t even know it. I’m not talking about real hacks that will…
When Should You Consider Using the Services of a Licensed Insolvency Trustee?
Unfortunately, I’ve been getting a lot of questions about bankruptcy and consumer proposals as of late. With debt at an all-time high, people are just looking at their options and hoping for a new start.…
Should you Defer Your Mortgage, Rent and Credit Card Payments?
With the world upside down, many people have been laid off or had their hours greatly reduced. As you can imagine, this has many people worried about how they’re going to pay their monthly bills.…
What to do With Your Investments Right Now
Okay, I know you’ve heard by now that COVID-19 has caused mass selloffs in the stock market. I haven’t checked the exact numbers, but I think things are down about 30% from the peak. This…
Travel Redemption Tricks | Optimize your miles and points
I write a lot about optimizing your travel and how to improve personal finances. These two subjects share a common hack which can be a very powerful one: taking advantage of loyalty programs. Many people…