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15 Ways for How to Get Out of Debt

According to Statistics Canada, the Canadian household-debt-to-income ratio was an astonishing 176.9 per cent in Q1 of 2020. That means on average, Canadian households owe $1.77 or every dollar they bring in. That’s an increase…

Should You Balance Transfer Your Credit Cards?

When dealing with debt, one strategy that I always recommend is debt consolidation. There are a few different ways of doing it, but the general idea is, you get a low-interest loan and pay off…

How to Use Credit Cards to Your Advantage

Your credit card has the potential to be the hardest-working financial tool you have in your wallet. But, you’ll need to make a few key decisions, give it a bit of guidance, and make sure…

Payday Loans are the Worst!

If you didn’t know, payday loans are the worst! The amount of interest you’ll end up paying is insane – think 500%+. Yes, you read that right, you could end up paying FIVE HUNDRED percent…

Get out of Debt Fast With These Methods

Let’s be clear, if you owe thousands of dollars on multiple credit cards, there’s no way to get out of debt fast. If you see a company claiming they can clear your debt or fix…

Debt Repayment Options

The stress of owing money can keep anyone up at night, fortunately, there are different debt repayment options that can help you pay down your debts faster than you might think. A young professional, in…