Low interest cards

The Best BMO Credit Cards

Arguing over the best BMO credit cards is a bit unnecessary when you think about it. Every Bank of Montreal credit card is different and what may be the best BMO credit card for you may not necessarily be the best for someone else. The key thing to understand is that you should be picking…

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The Best Credit Cards in Canada for 2022

When you look at the various lists of the best credit cards in Canada for 2022, you’ll quickly notice that everyone has different criteria. Some people will say they’re unbiased and use data points to come up with their lists, but I think that’s silly as you can’t rely strictly on numbers to come up…

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The Best Scotiabank Credit Cards in Canada for 2022

Have you ever wondered what the best Scotiabank credit cards in Canada are? Well, it really depends on how often you travel, the type of rewards you like to earn, and how much you spend each month. What’s nice about Scotiabank credit cards is that you have a lot of choices when it comes to…

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best low interest credit cards

The Best Low Interest Credit Cards in Canada for 2022

If you typically carry a balance on your credit card, it’s in your best interest to switch to one of the best low interest credit cards in Canada. Sure, it might be tempting to stick with your cash back or travel credit card, but why would you do that when you’re paying 19.99%+ interest. To…

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The Best Balance Transfer Credit Cards in Canada for 2022

What are the best balance transfer credit cards in Canada? It depends on your needs, but any card that gives you a lower interest rate for a set period is a good start. Now, why would you need to balance transfer? To simply put it, balance credit cards are designed to help people get their…

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The Best Credit Cards for Bad Credit in Canada for 2022

You may have heard that having a good credit score is something you should strive for, but what does that mean? Well, our credit score is a number between 300 and 900, the higher the number, the better our credit score is. This is important since we require a high credit score if we ever…

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BMO Preferred Rate Mastercard Review

BMO Preferred Rate Mastercard®* Review

Low interest credit cards aren’t as sexy as travel or cash back credit cards, but they’re clearly the best choice for people who have debt. Why would you pay 19.99%+ interest to earn rewards or cash back when you can save much more immediately by getting a low interest credit card? It makes no sense…

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How credit card interest works

How Credit Card Interest Works

Credit cards are essential for many Canadians. However, if you’re not responsible with your spending, you could easily go into debt. Credit cards act like an interest free loan which is great, but once your bill arrives, you need to pay it on time and in full or you could end up paying 20%+ interest.…

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HSBC +Rewards Mastercard Review

HSBC +Rewards™ Mastercard® Review

When it comes to the low interest credit cards, you rarely get any rewards. This isn’t a big deal since most people get a low interest credit card to help reduce their debt, but there’s no denying that getting a few extra perks would be a nice bonus. That’s where the HSBC +Rewards Mastercard comes…

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American Express Essential Credit Card review

American Express Essential Credit Card Review

Quite often on my site, I focus on the best travel credit cards in Canada, but if you’re constantly carrying a balance on your credit cards, it doesn’t make any sense to use a credit card that charges you 19.99%+ interest. Fortunately, there are low interest credit cards available that can help you reduce the…

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