Insurance

RBC life insurance

How $18 a Month Could Protect Your Family’s Finances

**This is a sponsored post written by me on behalf of RBC Insurance. All opinions are my own. Over the last few years, my wife and I went through two significant life events that drastically affected our finances. We bought our first home in June of 2016, and our daughter was born in the summer…

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Why You May Need Small Business Insurance

Why You May Need Small Business Insurance

Ever since I started writing about personal finance, I quickly realized that insurance is rarely discussed. I always thought this was weird since insurance is such an important thing to have, but when you think about it, not everyone realizes why you may need different types of insurance in the first place. It’s crazy, but…

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self-employment woes

Self-Employment Woes

Back in March, I went full-time self-employed. Although I prepared things as best I could by getting my finances in order and being on top of my taxes, I’m still surprised at how many challenges I’ve come across. I know this seems silly, and I’m sure every other self-employed individual or small business owner deals…

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gig economy

Preparing Yourself for the Gig Economy

**This is a sponsored post written by me on behalf of TD. All opinions are my own. I’ve been working side gigs for years, but I didn’t become fully self-employed until earlier this year. I loved the people I worked with at my old job and the pay was great, but the flexibility and work-life…

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5 Ways to Protect Your Small Business in Canada

Owning a small business is a thrilling experience. Many people become entrepreneurs because they want to be their own boss. But, as things start to scale up, you need to protect yourself if you want to succeed. It may sound intimidating at first, but protecting your business interests can be simple as long as you…

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Always Keep Your Receipts When Travelling

As a freelancer, I always keep my receipts since I can claim many things for taxes. But there’s an argument to be made that everyone should keep their receipts. Receipts are provided to prove you’ve paid something. If you have a dispute about something, those receipts could mean the difference when making your case. When…

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disability insurance

Do You Have Disability Insurance?

Most of us understand the importance of life insurance, but what many of us overlook though is disability insurance. There’s a much greater chance that we’ll become disabled in our working years as opposed to us dying before the age of 65 so it’s a huge mistake to not have disability insurance. Disability insurance comes in a…

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10 ways to spend less money on insurance

10 Ways to Spend Less Money on Insurance

Insurance is one of those things that nobody wants until they really need it, but by then it’s too late to get. If you have liabilities or dependants and are not covered under a group plan, you probably need coverage. Walking around uninsured is not an option for most of us, so here are some…

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the factors that affect your life insurance premiums

Factors That Affect Your Life Insurance Premiums

Life insurance should be a part of everyone’s financial plan, yet it’s often ignored or forgotten. Having a policy in place is important because it’s meant to protect your loved ones financially in the event you pass early. So when should you get a life insurance policy? Well, that’s up for debate, but if you…

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Common Credit Card Benefits

Credit card debt is a serious issue but if used correctly those credit card benefits can really work for us. Think about it, assuming we pay our bills in full and on time then technically those benefits are form of payment that the credit card companies make to us. They may come in the form of…

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