How to Apply for the CERS benefit

Canada Emergency Rent Subsidy (CERS) | How to Apply for CERS

The Canada Emergency Rent Subsidy (CERS) was recently announced and will replace the Canada Emergency Commercial Rent Assistance (CECRA) program. The CERS will be similar to the CECRA in the sense that it’ll provide rent relief for small business owners, but the updated version is much better since it allows you to bypass landlords for…

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fraud and identity theft

8 Ways to Protect Yourself From Fraud and Identity Theft

Every year there seems to be a major cyberattack in Canada. The most recent one being the cyberattack on the Canada Revenue Agency which exposed the data of many Canadians. Shortly after that information was compromised, hackers used it to change the banking information of victims so they could fraudulently accept CERB payments. It sounds…

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What is the difference between Professional Liability and General Liability insurance

What is the Difference Between Professional Liability and General Liability Insurance?

Often people ask what the difference is between Professional Liability and General Liability insurance. It’s a question that’s worth exploring because any small business owner wants to know that they are getting the right insurance for the right risks that their business faces. The important thing to remember is that the landscape of risk for…

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Canada Recovery Benefit How to apply for CRB

Canada Recovery Benefit (CRB) | How to apply for CRB

As of September 27th, 2020, the Canada Recovery Benefit (CRB) replaces CERB. CRB pays out $1,000 every 2 weeks and is available to employed and self-employed individuals who have been laid off or seen their income reduced due to COVID-19. CRB is taxed at a rate of 10% at the source, so you get $900…

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Canada Recovery Caregiving Benefit (CRCB)

Canada Recovery Caregiving Benefit (CRCB) | How to apply for CRCB

The Canada Recovery Caregiving Benefit (CRCB) is another benefit available to Canadians due to the outbreak of COVID-19. The CRCB is specifically aimed at employed or self-employed individuals who can’t work because they need to take care of a child under the age of 12 or a family member that requires supervised care. For those…

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Canada Recovery Sickness Benefit (CRSB)

Canada Recovery Sickness Benefit (CRSB) | How to apply and how much you’ll get

As of October 5, 2020, the Canada Recovery Sickness Benefit (CRSB) is now available to employed and self-employed individuals who can’t work because they’re sick or need to self-isolate due to COVID-19. Those who are at a higher risk of getting COVID-19 due to health reasons would also qualify for the CSRB. The CSRB pays…

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Keeping an Inventory of Your Assets | Why it is important, and how you can do it

Ever since COVID-19 became a global issue, I’ve been getting a lot of questions about estate planning. I reached out to my friends over at who provided today’s guest post on keeping an inventory of your assets and why it’s so important. Turns out, it’s an important part of your estate and many people…

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Willful Promo Code | Get $15 off

Are you looking for a Willful promo code? If you said yes, you’re not alone considering 56% of Canadians don’t have a will. To get $15 off, use my Willful promo code MONEYWEHAVE15. If you’re still not sure if Willful is right for you, you can check out my Willful review where I go over…

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What Is Tenant Insurance?

This is a guest post by Begin Insurance, a digital insurance brokerage offering auto, home, business, life and travel insurance in Ontario. Tenant insurance (a.k.a. renters insurance) is a type of insurance renters need to protect themselves and their belongings, whether they are renting an apartment, a basement or a whole house. Unfortunately, it is…

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What is a Last Will and Testament?

There is a common misconception that estate planning is only necessary for wealthy people with large homes, fancy cars and expensive art collections. I’m here to debunk that myth by explaining why every adult needs a will (no matter how much money you have) and how to get one in place today.  Who needs a…

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