Credit cards – Page 3 – Money We Have

What is the Minimum Payment on Credit Cards in Canada

If you look at your credit card statement, you’ll notice that there’s a minimum payment required each month. While paying just the minimum may be tempting, paying off your debt may take years while incurring…

TD Rewards Guide | How to maximize your points

TD Rewards is obviously Toronto-Dominion Bank’s travel loyalty points program, but not many people are familiar since it’s overshadowed by Aeroplan. It seems odd that Aeroplan would get more attention, but the TD Aeroplan Visa Infinite Card is…

What’s the Right Number of Credit Cards

Many people ask me what the right number of credit cards to have is, but there is no universal perfect number. The ideal number varies based on individual financial situations, spending habits, and financial/travel goals.…

Does Applying for Credit Cards Hurt Your Credit Score

When used responsibly, credit cards can enhance your credit score over time. Responsible usage includes paying off your balance on time, keeping your credit utilization low, and maintaining a healthy mix of credit types. However,…

RBC ION+ Visa Review

The RBC ION+ Visa Card is a highly underrated credit card that doesn’t get nearly as much attention as it should. You earn a high rate on popular categories like dining, food delivery, and groceries.…

RBC Cash Back Preferred World Elite Mastercard Review

The RBC Cash Back Preferred World Elite Mastercard is RBC’s top cash back card. Instead of having a higher earning rate on select categories, you’ll get 1.5% cash back on all purchases. This may be…

American Express Aeroplan Reserve Card Review | Get up to 85,000 points

In my American Express Aeroplan Reserve Card Review, I’m going to go over all the details about why this card has quickly become one of the best travel credit cards in Canada. Not only does this card…

American Express Cobalt Review

The American Express Cobalt is the best credit card in Canada if you want to earn points quickly. Simply put, it has some of the highest earning rates for multiple categories. Combine that with the…

American Express Gold Rewards Card Review | Get up to 70,000 points

I’ve got you covered if you’re looking for an American Express Gold Rewards Card review. Although the card now has a higher annual fee than similar cards, the benefits you get are arguably better. Oddly…

Marriott Bonvoy Amex Canada Review | 55,000 points welcome offer

Are you looking for a Marriott Bonvoy Amex review? I’ve got you covered. Simply put, the Marriott Bonvoy American Express Card should be in every traveller’s wallet. You get a high earning rate, a free…