Credit cards

Avion Rewards: Maximizing Points and Perks for Canadians

Avion Rewards is Royal Bank of Canada’s (RBC) loyalty program designed to make earning and redeeming points straightforward for Canadians. As an Avion Rewards member, you can easily collect points through your everyday purchases. Plus,…

CIBC Aeroplan Visa Card Review

The CIBC Aeroplan Visa Card is an underrated since it’s the only Aeroplan card that has no annual. Anyone who wants to save on future travel while keeping their expenses down should consider this card.…

The Best Airport Lounge Access Credit Cards in Canada

Airport lounges provide a quiet escape from the hustle and bustle of busy terminals, featuring comfortable seating, and complimentary food and beverages before your flight.  While these premium spaces were once available exclusively to business…

The Best Metal Credit Cards in Canada for 2026

Just a few years ago, it was difficult to get a metal credit card in Canada. American Express was the only provider that offered one, and it was only available to their Platinum cardholders. However,…

What is the Minimum Payment on Credit Cards in Canada

If you look at your credit card statement, you’ll notice that there’s a minimum payment required each month. While paying just the minimum may be tempting, paying off your debt may take years while incurring…

TD Rewards Guide | How to maximize your points

TD Rewards is obviously Toronto-Dominion Bank’s travel loyalty points program, but not many people are familiar since it’s overshadowed by Aeroplan. It seems odd that Aeroplan would get more attention, but the TD Aeroplan Visa Infinite Card is…

What’s the Right Number of Credit Cards

Many people ask me what the right number of credit cards to have is, but there is no universal perfect number. The ideal number varies based on individual financial situations, spending habits, and financial/travel goals.…

Does Applying for Credit Cards Hurt Your Credit Score

When used responsibly, credit cards can enhance your credit score over time. Responsible usage includes paying off your balance on time, keeping your credit utilization low, and maintaining a healthy mix of credit types.  However,…

RBC ION+ Visa Review

The RBC ION+ Visa Card is a highly underrated credit card that doesn’t get nearly as much attention as it should. You earn a high rate on popular categories like dining, food delivery, and groceries.…

American Express Aeroplan Reserve Card Review | Get up to 85,000 points

In my American Express Aeroplan Reserve Card Review, I’m going to go over all the details about why this card has quickly become one of the best travel credit cards in Canada. Not only does this card…