Posts by Barry Choi
Budget for Yourself, Not for Someone Else
Often people ask me for budgeting tips. It could be a general question such as what’s the best way to budget, or sometimes it gets a bit more personal e.g. how much do I save and how much do I spend? I don’t get into exact numbers when talking about my personal budget, but what I…
Read MoreBuilding a Good Credit Score
I write about debt a lot. It’s not that I particularly enjoy writing about debt, it’s unfortunately just a subject that many people can relate to– Canadians have record debt levels after all. We get so focused on debt, that sometimes we forget about other things, such as having a good credit score. Credit is probably…
Read MoreFactors That Affect Your Life Insurance Premiums
Life insurance should be a part of everyone’s financial plan, yet it’s often ignored or forgotten. Having a policy in place is important because it’s meant to protect your loved ones financially in the event you pass early. So when should you get a life insurance policy? Well, that’s up for debate, but if you…
Read MoreGet Free Attraction Passes From the Library
Most people have figured out that the library is a valuable resource if you’re looking to save money. The most obvious example is by borrowing books instead of buying them. Many libraries these days have a huge selection of magazines, music, and movies available to all. Not only will you find old classics, there’s also a…
Read MoreJapan Travel Blog: Endless Discovery
Japan is a country like no other. Tokyo is a fast paced city that’s ahead of the times, while the monuments of ancient Kyoto bring you back 100s of years. If you were to ask any traveller, I’m sure Japan would be on their must see list, yet many have yet to make the journey to the land of the…
Read MoreDebt Repayment Options
The stress of owing money can keep anyone up at night, fortunately, there are different debt repayment options that can help you pay down your debts faster than you might think. A young professional, in theory, should have an easier time paying off student loans, and credit card debt. However, someone who has abused credit…
Read More10 Tips To Save Money At Restaurants
I love to eat out, who doesn’t? The experience and the taste is just something I can’t get at home. The problem is, eating out tends to be the biggest expenses in our budgets when it comes to disposable income. It’s definitely worth enjoy a meal out now and it doesn’t have to break the bank.…
Read MoreJordan Travel Blog: City Of Petra
A while back I shared my Jordan travel blog and talked about what a stunning kingdom it is. For most people, the only thing they know about Jordan is Petra. Inducted as a UNESCO World Heritage Site in 1985, Petra really started to gain popularity in 2007 when it was voted one of the New 7 Wonders…
Read MoreQuestions To Ask Your Financial Advisor
Earlier in the year I wrote about how to find a good financial advisor which focused on fee only and fee-based advisors. Very few of us will start off at that level so I wanted to focus this post around “advisors” at the retail level. The ones that are available at your local bank or…
Read MoreIs Pet Insurance Worth It?
Pet insurance is pretty straight forward, you pay a monthly premium and in the event that your pet needs medical attention, your insurance will cover it. Of course it’s never this simple; costs can differ depending on the breed, and in most cases there’s a deductible to be paid. So many people ask: Is pet insurance worth…
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