Posts by Barry Choi
How do Bloggers Make Money?
When I tell people I’m a blogger, one of the first questions they ask me is how do bloggers make money? I usually respond with, they don’t. But that’s not entirely true. My blog has provided me with some side income, but a lot of that money isn’t directly tied to my blog. I think…
Read More10 Things You’re Forgetting to Budget for Your Next Vacation
I’ve always stressed the importance of having a vacation budget in place. By having one, you can accurately estimate your costs and start saving for your trip. I find that people who don’t budget for their trips end up spending more than they anticipated. This might not be an issue if you have the money…
Read More6 Things I’ve Bought Used (and you should too)
Some people I know only buy things new. I get it; there’s a certain appeal about getting something brand new or being the first owner. But for me, purchasing some things used sometimes makes sense. Okay, let’s be realistic, I do it is because I can save money. Many items are significantly cheaper when bought used.…
Read MoreWhat to do if you Have too Much Debt
What to do if you have too much debt? It’s a question I hope you never have to ask. But with Canadians having record debt levels, some of us need to start taking our finances a bit more seriously. If you’re starting to worry about your debt, try to think about the positives. You know…
Read MoreHow to Prepare to be a Homeowner
You’ve decided that this is the year you buy a home, but have you ever thought about how to prepare to be a homeowner? This will likely be the largest purchase of your life, so you won’t want to rush things. Owning a home is a serious decision, so you want to get it right.…
Read MoreManaging Your Money as a Freelancer
Over the last two years, I’ve steadily increased my side hustle income. Despite the fact that I’ve always been pretty good with my money, there were still a few things I had to learn along the way. Saving came very naturally for me, but you’ll soon find out that it was spending that I had…
Read MoreThe Best Rides in Walt Disney World
I love Orlando! The funny thing is, I’ve only been twice. It’s not like I’m some giant Disney World nerd (although I do like Disney), nor am I a Harry Potter fan who needs to see Hogwarts at Universal Studios (okay, Hogwarts is pretty cool). For me, Orlando brings back good memories. It’s the last…
Read MoreHow to set up an Automatic Savings Program with Tangerine
One of my top tips for saving money is to make things automatic. What that means is that you would set up automatic withdrawals, so your savings becomes your number one priority. It sounds simple enough, but I’ve come to realize not everyone knows how to set up these automatic self-payments. Inspired by Rob Carrick’s…
Read MorePayday Loans are the Worst!
If you didn’t know, payday loans are the worst! The amount of interest you’ll end up paying is insane – think 500%+. Yes, you read that right, you could end up paying FIVE HUNDRED percent interest. That makes your credit card interest look like a steal. With the cost of a loan being so much,…
Read MoreHow to Break bad Spending Habits
When I was younger, I used to have some pretty bad spending habits. I would purchase things that really didn’t add any value to my life such as DVDs, CDs, and action figures. I would eat out whenever I wanted, and see every new blockbuster movie the first weekend they came out. I could have easily…
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