Posts by Barry Choi
CI Direct Investing Review (formerly WealthBar)
When it comes to affordable investing, robo advisors just might be the way to go. They offer an easy, low-cost option for investors of all levels of experience. WealthBar formally rebranded as CI Direct Investing on August 5, 2020. CI Direct Investing is part of CI Financial, one of the country’s largest investment companies. Under…
Read MorePC Money Account Review
PC Financial is back in the business of banking with its PC Money Account. Instead of focusing on high interest rates (like every other digital bank), the PC Money Account combines no fees with PC Optimum. In other words, instead of earning interest on your savings, you’ll earn PC Optimum points whenever you use your…
Read MoreThe Millionaire Teacher Review
The Millionaire Teacher is back! Okay, he technically didn’t go anywhere, but author Andrew Hallam has just released the second edition of his book The Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School. Let’s be clear, if you’re looking to learn about personal finance and investing, this is a must-buy…
Read More10 Ways to Start Investing for Beginners With Little Money
Investing for beginners with little money may appear to be difficult, but it’s not hard to make your money work for you. It’s all about taking the cash that you have now and investing in things that make sense for you. Let’s be realistic, you’re not going to get rich by investing $25 a month,…
Read MoreTurboTax Self-Employed Review
**This is a sponsored post written by me on behalf of TurboTax. All opinions are my own. For many self-employed individuals, working with an accountant is something that would be nice to do, but it can be expensive. It’s not that anyone doubts the value of using a professional, but when you’re freelancing or trying…
Read More8 Goals for Every Freelancer
I started freelancing in 2014. It happened by accident as a company reached out to me to write an article for them. I instantly said yes because I wanted the extra income, but I had no real goals in mind. I figured if I could make a few hundred dollars a year, that would be…
Read MoreHow to Build Credit as A new Immigrant
If you recently arrived in Canada, you’re likely wondering how to build credit as a new immigrant? The process of building a credit history and credit score in Canada is easy. However, depending on your circumstances, getting a good credit score may take some time. Regardless of your situation, building your credit score in Canada…
Read MoreThe Different Types of Credit Cards
With hundreds of different credit cards out there, signing up for a new one may require a lot of research. But instead of focusing on the benefits you get or the earn rate, you should consider the category of credit card that best suits your needs. Once you know what your primary goals are, you…
Read MoreWhat is dollar cost averaging?
If you’re going to start investing, one of the most recommended techniques is dollar cost averaging. New investors will likely have a blank expression when they come across this term and wonder what is dollar cost averaging? To simply put it, it’s a tactic where you’re making regular investment purchases regardless of the price. This…
Read MoreCanada Emergency Rent Subsidy (CERS) | How to Apply for CERS
The Canada Emergency Rent Subsidy (CERS) was recently announced and will replace the Canada Emergency Commercial Rent Assistance (CECRA) program. The CERS will be similar to the CECRA in the sense that it’ll provide rent relief for small business owners, but the updated version is much better since it allows you to bypass landlords for…
Read More