Posts by Barry Choi
Should you get a Credit Limit Increase?
I don’t know about you, but it seems like I can’t go a week without someone asking me if I want a credit limit increase. Every time I use an ATM or go into a bank branch, I get asked if I want to take advantage of my pre-approved credit limit increase. When I’m doing…
Read More7 Things You Need to Know About Cryptocurrency
**Today’s sponsored guest post comes from the Canadian Securities Administrators (CSA). This has been reviewed and approved by Moneywehave.com Cryptocurrencies are a hot topic of conversation these days and have been since the beginnings of bitcoin in 2009. While they may seem like an exciting prospect, there are a few things you should consider before…
Read MoreHow to Manage Your Money as a New Parent
Having a child is what many people strive for but when that bundle of joy comes, it can be stressful since you’re trying to figure out how to be a new parent while having to adjust to a bunch of new expenses which you may have not anticipated. Understandably, things can get overwhelming fast, but…
Read MoreThe Best Currency Exchange Options For Travellers
Have you wondered what are the best currency exchange options for travellers? It depends on your situation. Some people will want to know about the cheapest way to get cash, while others want to minimize their fees when they need multiple currencies. Which option you choose depends on your personal situation. The most important thing…
Read MoreWhat Happens to My Pension if I Quit My Job?
When I had a corporate job, my employer had a defined benefit (DB) pension plan. While these golden handcuffs were undoubtedly great, I did wonder what happens to my pension if I quit my job? I knew there would be a few different options. However, I never thought much about it because I assumed I…
Read MoreDefined Benefit vs Defined Contribution Pension
One of the best employer benefits available is a pension plan which comes in two forms: defined benefit pension plan and defined contribution pension plan. Think of it as free money since your employer is basically matching you, or giving you more, towards your retirement savings. Despite the fact both pensions are essentially free money.…
Read MoreMotive Financial Review
Motive Financial is the online banking division of Canadian Western Bank (CWB). Originally, this online platform was called Canadian Direct Financial which was created in 2008, however, in 2017 the company rebranded and Motive Financial was born. Due to the fact that Motive Financial is an online bank only, they are able to offer various…
Read MoreOFX Review Canada | The best way to transfer money internationally
Finding the best way to transfer money internationally isn’t always the easiest thing to do. Sure, you could easily go to your bank and send an international money transfer, but you could get hit with some serious fees. You would have to pay to make the transfer (the recipient may also pay a fee) and…
Read MoreRBC InvestEase Review
**This post is sponsored by RBC InvestEase Inc. All views and opinions expressed represent my own and are based on my own research of the subject matter Are you looking into robo advisors and investing but don’t know where to start? Although robo advisors are becoming more and more popular across Canada, some people still…
Read MoreMy Pension Deferral Dilemma
As some of you know, I quit my full-time job in January of 2018 to freelance and spend more time with my daughter. What you may not know is that I was still technically an employee since I would do the occasional shift during a major event. Oh, it also allowed me to keep all…
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