Posts by Barry Choi
How do Supplementary Credit Cards Work?
Have you ever wondered how do supplementary credit cards work? Whenever you sign up for a new credit card, you’re always asked if you want to add a supplementary card or an authorized user credit card. Saying yes can be a great way for families to manage their finances, but are there any risks involved…
Read More10 Ways to Save Money on Family Vacations
Travelling with kids can be expensive! Airfare alone could easily cost you a few thousand dollars, so it’s no surprise that parents are always looking for ways to save. Sure, staycations can be fun, but let’s be realistic, many people would much prefer to travel outside of their hometown to take a holiday. Don’t worry,…
Read MoreWhat Happens to Unused RESP?
Have you ever wanted to know what happens to unused RESP? The Registered Education Savings Plan (RESP) is one of the best things the government of Canada has ever introduced since you can get a yearly match up to $500 thanks to the Canadian Education Savings Grant (CESG). But you already knew that. What you’re…
Read MoreHow Much Does IVF Cost in Canada?
I really wish I could say that getting pregnant was simple, but the reality is, my wife and I spent three years trying and required In Vitro Fertilization (IVF). Infertility is something many couples don’t talk about, but it affects roughly 1 in 6 couples in Canada. Going in, we knew it would be an…
Read MoreThe Best Place to Save Money and Earn Interest
Are you looking for the best place to save money and earn interest? There are many places where you can put your hard earned cash, but not all of them will make you any interest. Even the ones that do may not have a high interest rate, so many people look for the best place…
Read MoreChurning Credit Cards in Canada
Churning credit cards in Canada is an open secret where you can travel in luxury for next to nothing. I personally used the strategy to fly Emirates First Class from Dubai to Toronto on the Airbus A380. That flight normally costs $10,000+, but I paid less than $250 thanks to my churning ways. If you’re…
Read MoreHow Many Credit Cards Should I Have?
How many credit cards should I have is a question many people ask. Some people ask this when they have just one card while others wonder the same thing when they already hold multiple cards. There’s technically no wrong answer if you use your credit cards responsibly. However, if you apply for too many cards,…
Read MoreHow to Save Money on Health Insurance
Do you want to know how to save money on health insurance? We’re lucky in Canada that a lot of our health expenses are covered through provincial government plans. But bills for dental care, vision, prescription drugs, physiotherapy and more are not, which is why many Canadians purchase supplemental health and dental insurance. Health benefits…
Read MoreMyMcDonald’s Rewards Guide
I love McDonald’s. Admittedly, the one thing I don’t like is their current loyalty program. While the program itself is fine, it gives you limited options and it’s weird that it isn’t digital. Well, that changes soon as MyMcDonald’s Rewards is about to launch on November 16, 2021. This new digital rewards program is the…
Read MoreTravel Hacking Walkthrough and Tips
Despite the fact that many of my friends know I travel hack, and I’ve explained to them how to do it, they’re still hesitant to get onboard. I get it, some people think it’s not worth their time while others don’t like the idea of paying annual fees for rewards. That said, I’ve explained to…
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