Posts by Barry Choi
Canada’s Bank Travel Rewards Programs Ranked
One of the questions I get asked the most is what is the best travel program in Canada? That’s not an easy answer since it depends on the type of points you like to earn, how you like to use your points, what type of credit card you use, and more. In addition, loyalty programs…
Read MoreCDIC Insurance | How your CDIC limit works
Several people have reached out to me recently with questions about the Canada Deposit Insurance Corporation (CDIC). More specifically, they’ve asked me about my thoughts on the CDIC limit of $100,000 as they feel that it’s a bit low considering how much money they have in their accounts. It’s a reasonable consideration for someone who…
Read MoreWhat is Professional Liability Insurance?
Professional liability insurance, sometimes known as errors and omissions insurance, or E&O insurance, protects individuals and business owners against mistakes, negligence, misrepresentation and more. Simply put, if you provide professional services of any kind, you’ll want E&O coverage since it’ll protect you from financial loss and lawsuits. While some people may not think professional liability…
Read MoreHow Much Does it Cost to go to Egypt?
Have you ever wondered how much does it cost to go to Egypt? The country has captured the interest of people from around the world. Its fascinating history, impressive monuments, and rich culture have impressed many travellers over the years. However, unlike other cities such as Paris or Amsterdam where it’s best to roam and explore on your own, you’ll…
Read MoreHow to Get an HST Number in Canada
If you’re a freelancer, self-employed, sole proprietor, or a small business owner, you’ll likely one day wonder how to get an HST number? While some people freak out about the idea of having to collect and pay HST, it’s a good thing. Paying more taxes means you’re making more money. That said, I get why some…
Read MoreMydoh Review
Are you looking for ways to teach your kids good financial habits while educating them about the value of saving and spending money? Now, do you want to do it with an app where you can send funds over to your children and monitor their spending? If you said yes, then Mydoh is for you.…
Read MoreWhat do Condo Fees Cover?
If you’re thinking about buying a condominium, you’ve probably asked what do condo fees cover? Generally speaking, condo fees (or strata fees) cover building maintenance, amenities, and utilities. Some people think condo fees are a rip-off, but if you own a freehold home, you pay maintenance fees too. You just get to decide when to spend…
Read MoreIs Santa Barbara Expensive?
Is Santa Barbara expensive? It’s a common question people ask since the city is known to be on the pricier side. While it’s certainly true that you could spend a lot in Santa Barbara, the same could be said about any United States city. The truth is, Santa Barbara doesn’t have to be expensive. The…
Read MoreLotly Investing Review
Real estate has been a popular investment option for years. However, as the cost of homes skyrocket across Canada, many Canadians struggle to afford a single home to live in. This means that for the majority of Canadians, the idea of owning a second investment property is a pipe dream. According to statista.com, the average…
Read MoreThe Best Store Credit Cards in Canada
Are you looking for a list of the best store credit cards in Canada? Despite there being thousands of retailers in the country, only a handful of them offer a credit card. This shouldn’t be a huge surprise since credit cards are only really worth it if the store has a good loyalty program. That…
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