American Express Cobalt Review

American Express Cobalt Review

The American Express Cobalt is the best credit card in Canada if you want to earn points quickly. Simply put, it has some of the highest earning rates for multiple categories. Combine that with the fact that American Express Membership Rewards is the most flexible rewards program, and you’ve got the perfect combination. While it’s…

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Marriott Bonvoy Amex Canada Review | 55,000 points welcome offer

Marriott Bonvoy Amex Canada

Are you looking for a Marriott Bonvoy Amex review? I’ve got you covered. Simply put, the Marriott Bonvoy American Express Card should be in every traveller’s wallet. You get a high earning rate, a free annual night certificate worth up to 35,000 points, and Gold Elite Status with Marriott Bonvoy. It’s easy to see why…

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What is Term Life Insurance?

If you’ve recently bought a home, had a baby, or started caring for an aging parent, you might be wondering if it’s time to buy life insurance. Or, for that matter, what is term life insurance coverage? Life insurance is designed to protect your family if you die and your income disappears. Obviously, you don’t…

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How Much Life Insurance do I Need?

how much life insurance do I need

If you have a family, or anyone who would suffer financially if you died, it’s essential to take out life insurance. In a nutshell, life insurance provides your chosen beneficiary with a one-time tax-free payment on your death (as long as you’ve continued to make your payments). But, although you probably know you need life…

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What is Life Insurance? Coverage and costs

What is life insurance

Have you ever wondered what is life insurance? It’s a product that ensure that your loved ones are taken care of if you were to suddenly pass, but not many people like to talk about it. Some people believe that talking about your death will bring it closer to reality, but that’s just silly. Any…

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The Cost of Raising a Child in Canada

Add RESP payments to the cost of raising a child in Canada

Before my daughter was born, I often asked myself and my friends, how much does it cost to raise a child in Canada? Most estimates for the cost of raising a child in Canada are in the $10,000 – $15,000 a year range until the age of 18 in Canada. That seemed a bit high,…

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What is Universal Life Insurance?

What is universal life insurance

Universal life insurance is a type of permanent life insurance. It is lauded for being more flexible than other options, such as whole life insurance. However, while some view it as an investment strategy, others warn that the overall cost may outweigh the cash value. So, before you jump on board, here’s what you should…

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What is Mortgage Insurance in Canada?

What is mortgage insurance in Canada

Do you know what is mortgage insurance in Canada? It doesn’t matter if you’re a first-time home buyer or looking to upgrade. Some people will say mortgage insurance is a must, while others say it’s not worth it. Whether it’s right for you depends on your specific situation. Once you understand how mortgage insurance works,…

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