Picking the Right Robo Advisor for You
For too many years Canadians had to look southward and enviously gaze at the bevy of hands-off investing options that our American counterparts had to choose from. Thankfully, this lack of choice in The Great White North has changed in a big way over the past couple of years. While you might be tempted to…
Read MoreAdvice for Getting Your First Mortgage
It was just over a year ago that I purchased my first home and with it came my first mortgage. As a personal finance expert, I was quite familiar with mortgages, so there were no surprises for me. However, many first-time homebuyers may not be familiar with the process of getting a mortgage which is…
Read MoreThe Benefits of Solo Travel
Despite the fact that it’s been almost a decade since I travelled alone, I still have fond memories of that time. Admittedly, my solo travel days were limited since most of the time I ended up meeting people, but there’s something about solo travel that can energize the soul. To be honest, I never travelled…
Read MoreAvoid These Tax Mistakes if You’re a Freelancer
Recently, Intuit Canada released a study on “The Rise of the Self-Employed Economy.” The study found that half of Canada’s workforce will be freelance by 2020. At first, this number seems high, but when I thought about it, it made a lot of sense. I started freelancing two years ago, and a lot of my…
Read MoreHow do Bloggers Make Money?
When I tell people I’m a blogger, one of the first questions they ask me is how do bloggers make money? I usually respond with, they don’t. But that’s not entirely true. My blog has provided me with some side income, but a lot of that money isn’t directly tied to my blog. I think…
Read More10 Things You’re Forgetting to Budget for Your Next Vacation
I’ve always stressed the importance of having a vacation budget in place. By having one, you can accurately estimate your costs and start saving for your trip. I find that people who don’t budget for their trips end up spending more than they anticipated. This might not be an issue if you have the money…
Read More6 Things I’ve Bought Used (and you should too)
Some people I know only buy things new. I get it; there’s a certain appeal about getting something brand new or being the first owner. But for me, purchasing some things used sometimes makes sense. Okay, let’s be realistic, I do it is because I can save money. Many items are significantly cheaper when bought used.…
Read MoreWhat to do if you Have too Much Debt
What to do if you have too much debt? It’s a question I hope you never have to ask. But with Canadians having record debt levels, some of us need to start taking our finances a bit more seriously. If you’re starting to worry about your debt, try to think about the positives. You know…
Read MoreHow to Prepare to be a Homeowner
You’ve decided that this is the year you buy a home, but have you ever thought about how to prepare to be a homeowner? This will likely be the largest purchase of your life, so you won’t want to rush things. Owning a home is a serious decision, so you want to get it right.…
Read MoreManaging Your Money as a Freelancer
Over the last two years, I’ve steadily increased my side hustle income. Despite the fact that I’ve always been pretty good with my money, there were still a few things I had to learn along the way. Saving came very naturally for me, but you’ll soon find out that it was spending that I had…
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