How Credit Card Travel Insurance Works When Booking a Flight on Points or Miles
Many of the best travel credit cards in Canada come with a comprehensive travel insurance package. Your travel medical insurance applies even if you book on points, but your additional travel insurance benefits such as lost luggage, trip cancellation, hotel burglary, etc. require you to charge a majority if not all of your charges to…
Read More4 Simple Steps to Financial Independence
Today’s guest post is written by Chrissy Kay. She blogs at Eat Sleep Breathe FI and podcasts at Explore FI Canada. Chrissy is passionate about sharing her FI* and personal finance knowledge. In this post, she lists some easy, actionable ways to get your FI journey started. As many of you know, I’m not a…
Read More15 Ways for How to Get Out of Debt
According to Statistics Canada, the Canadian household-debt-to-income ratio was an astonishing 176.9 per cent in Q1 of 2020. That means on average, Canadian households owe $1.77 or every dollar they bring in. That’s an increase from 175.6 per cent which was previously reported in Q4 of 2019. Clearly a global pandemic has wrecked our finances.…
Read MoreWhat to do When You’re Travelling During a Hurricane
Every year in August and September, hurricanes form over the Atlantic. From time-to-time, these hurricanes have a direct path through the Caribbean, Mexico, and parts of the U.S. causing some serious damage. If you’ve booked a vacation, you need to accept the fact that a hurricane could affect your travel plans. It is hurricane season after…
Read MoreHow Much to Tip When Travelling?
Whenever I travel, how much to tip in the local country is one of the first things I research. I have no problem tipping, but I also won’t tip if it’s not a normal thing in that country or culture. The size of the tip and who you’re tipping also makes a huge difference as…
Read MoreThe Best Travel Rewards Programs in Canada
When I’m asked about the best travel credit cards in Canada, I tell people about the generous sign up bonuses and benefits you’ll get. What people don’t realize is that it’s the travel rewards program that they’re tied to that often makes them so great. Credit card offers change all the time and what’s a…
Read MoreToronto Public Transportation: How to ride the TTC
Toronto public transportation, more commonly known as the TTC is either excellent or terrible depending on who you ask. For many residents of the city, the network is subpar as there aren’t that many subway lines compared to other major cities in the world. However, visitors will likely find that Toronto public transportation is excellent…
Read MoreIs Paying an Annual Fee Worth it?
For the longest time, I hated paying fees for banking and services. Why would I pay money when I don’t have to right? Well, over the years my stance on fees has changed quite a bit. I’m still totally against monthly banking fees (I need to pay you to hold my money?), but paying an…
Read MoreWhy Credit Card Travel Insurance may be Overrated
I love credit cards with travel insurance. They provide you with a tangible benefit that can save you hundreds of dollars year, but here’s the thing, credit card travel insurance may be overrated. To be clear, when I say credit card travel insurance is overrated, I’m referring to travel medical insurance, not travel insurance such…
Read MoreHow to Survive a Long Layover
For many travellers, a long layover is one of the worst things possible. The last thing you want is to be wasting time at an airport when travelling, but at the same time, having a long layover might just be a requirement for your itinerary. Obviously, if you have enough time, you can go out…
Read More