Churning Credit Cards in Canada
Churning credit cards in Canada is an open secret where you can travel in luxury for next to nothing. I personally used the strategy to fly Emirates First Class from Dubai to Toronto on the Airbus A380. That flight normally costs $10,000+, but I paid less than $250 thanks to my churning ways. If you’re…
Read MoreHow Many Credit Cards Should I Have?
How many credit cards should I have is a question many people ask. Some people ask this when they have just one card while others wonder the same thing when they already hold multiple cards. There’s technically no wrong answer if you use your credit cards responsibly. However, if you apply for too many cards,…
Read MoreHow to Save Money on Health Insurance
Do you want to know how to save money on health insurance? We’re lucky in Canada that a lot of our health expenses are covered through provincial government plans. But bills for dental care, vision, prescription drugs, physiotherapy and more are not, which is why many Canadians purchase supplemental health and dental insurance. Health benefits…
Read MoreMyMcDonald’s Rewards Guide
I love McDonald’s. Admittedly, the one thing I don’t like is their current loyalty program. While the program itself is fine, it gives you limited options and it’s weird that it isn’t digital. Well, that changes soon as MyMcDonald’s Rewards is about to launch on November 16, 2021. This new digital rewards program is the…
Read MoreTravel Hacking Walkthrough and Tips
Despite the fact that many of my friends know I travel hack, and I’ve explained to them how to do it, they’re still hesitant to get onboard. I get it, some people think it’s not worth their time while others don’t like the idea of paying annual fees for rewards. That said, I’ve explained to…
Read MoreHow Credit Card Interest Works
Credit cards are essential for many Canadians. However, if you’re not responsible with your spending, you could easily go into debt. Credit cards act like an interest free loan which is great, but once your bill arrives, you need to pay it on time and in full or you could end up paying 20%+ interest.…
Read MoreThe Top Personal Finance Books for Canadians
People I’ve met are always interested in taking control of their finances but they have no idea where to begin. I believe that if you read just two books on personal finance that you would probably know more than 80 percent of the population, it’s that easy. You obviously won’t understand everything right away after…
Read MoreBuick Envision Review
**Buick Canada provided me with a Buick Envision for test driving purposes. They did not review or approve this article prior to publication. As a personal finance writer, I constantly talk about how people should try their best to save money. Every dollar you save can be used for other things such as retirement savings,…
Read MoreUnderstanding Credit and Credit Cards as a Student
*This is a sponsored post written by me on behalf of RBC. All opinions are my own. The financial literacy gap is widening between high school and post-secondary students – but not in the direction you might think. According to a new poll from RBC, 82% of high school students knew that paying the minimum…
Read MoreEmployee Stock Purchase Plan (ESPP) Explained
An employee stock purchase plan (ESPP) is a lucrative benefit that’s offered by some employers. If you’re fortunate to have access to an ESPP, you’re essentially being offered free money, and who doesn’t like free money right? There’s no denying the financial benefit of an ESPP, but it’s not a guarantee. Stock prices can go…
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