Chequing Vs. Savings Account | What’s the difference?
When deciding between a chequing vs. savings account, you need to figure out what your needs are. Chequing accounts are typically used for day-to-day transactions from a most basic level, while a savings account is for savings. Generally speaking, most people will have both accounts, but they may not have them at the same bank.…
Read MoreMarriott Bonvoy Guide | Maximize your points
Are you looking for a Marriott Bonvoy guide? Ever since Marriott Rewards merged with Starwood Preferred Guest and Ritz-Carlton Rewards in August 2018, the combined program has easily become the most popular hotel loyalty program in the world. Unfortunately, there have been some devaluations over the years, so you’ll want to know how to maximize…
Read MoreHow to Get a Credit Card in Canada: The easy steps
If you’re wondering about how to get a credit card in Canada, you’ve come to the right place. Many people assume that applying for a credit card is a straightforward process (which it is), but there are a lot of variables to consider. Every credit card has different qualification requirements and the card you apply…
Read MoreWhat is a Chequing Account?
You shouldn’t feel any shame if you’re asking what is a chequing account? Even though most people know they need a bank account, there are so many different types available these days. It’s no wonder people are confused about what they can get. Understanding how a chequing account works and how you can maximize the…
Read MoreWhat Is A GIC? A Guide to Guaranteed Investment Certificates (GICs)
Have you ever wondered what is a GIC? A Guaranteed Investment Certificates (GIC) is an investment product that is very safe. There’s absolutely no chance that you’ll lose money on your principal (original investment), that’s why they’re attractive to investors. However, since the returns are guaranteed, the best GIC rates in Canada are typically low.…
Read MoreHow do Mortgages Work in Canada?
Have you ever wondered how do mortgages work in Canada? To simply put it, a mortgage is a loan that you get to help you purchase a home. That said, there are different types of mortgages and options available. Understanding the ins and outs of mortgages is vital since they’ll significantly impact your purchasing decision…
Read MoreWhat is a Home Equity Loan? A Quick Guide for Canadians
Building home equity is a huge advantage of being a homeowner. As a homeowner with home equity, you get a lot of flexibility. You can use that equity to your advantage by setting up a home equity loan to help out with other areas of your life, often at a much better rate than a…
Read MoreUnderstanding the First Time Home Buyer’s Tax Credit
We all know that buying a new home, especially these days, is a massive expense. However, the Government of Canada has several programs, incentives, and tax credits to help make the process a little easier for Canadians buying their first home. One of these incentives is the First-Time Home Buyer’s Tax credit. Here is what…
Read MoreTourRadar Referral Code: Get up to 5% off Your First Tour
Exclusive to Money We Have fans. Get up to 5% off and an Amazon gift card when booking your first trip with Tourradar by using my Tourradar referral code MoneyWeHave or use my invite link now. Note that the discount only applies when you’re setting up a new account, so you’ve signed but haven’t booked yet, it might…
Read MoreAre GICs Worth it? Understanding GIC Investments
Are GICs worth it? When some people think of investing, they tend to think of it as a high-risk strategy. Often, we associate investments with the stock market which can be incredibly volatile. While some people love to invest in stocks, others shy away from it, prioritizing security over the risk that comes with potential…
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