What is a Chargeback?
Have you ever wondered what is a chargeback? Years ago I had to do one when a hotel I stayed at charged the resort fees to my credit card when I had paid it in cash. Obviously, I didn’t want to be charged twice, so I contacted my credit card provider to initiate a chargeback.…
Read MoreHow to buy a House in Ontario | Step-by-step guide
Figuring out how to buy a house in Ontario is something many people will struggle to do. Not only will you need a significant down payment for your home purchase, but there are many steps you need to take before you even make an offer. Since buying a home will likely be the largest purchase…
Read MoreWhat is a Fixed Rate Mortgage?
Knowing what is a fixed rate mortgage is essential if you plan on buying a home as it’ll impact how much you’re paying each month. One of the biggest debates in the finance world is what type of mortgage you should get, especially when it comes to choosing between a fixed mortgage rate or a…
Read MoreWhat is a Prepayment Penalty?
Have you ever wondered what is a prepayment penalty? Homeowners end up paying a huge amount in interest on their homes from their mortgage payments, so it makes sense to want to pay it off as soon as possible or shop around for lower interest rates. However, you do need to be careful when overpaying…
Read MoreRakuten Canada Review | Get $30 for free
Rakuten Canada, which is formerly known as ebates.ca, is arguably the most known online cash back shopping portal worldwide. Ebates was founded in California in 1998 and it was an instant success getting millions of users. It became so popular that it was acquired in 2014 for one billion dollars by Japanese giant Rakuten (hence…
Read MoreEarning Rewards Points as a Family
Travel hacking is incredibly easy when you’re doing things on your own. You can apply for credit cards when you want, and the points you earn can be used at your discretion. While travelling solo can be a lot of fun, many people like to travel with someone else. For those who have kids, travelling…
Read MoreHow is Mortgage Interest Calculated?
Some people wonder how is mortgage interest calculated. There are actually two answers depending on what type of mortgage interest you’re talking about: The interest rate you’re given and the actual amount of interest you’d pay. Buying a home is a huge purchase, and a mortgage is a lot of money, especially knowing that you…
Read MoreHow Much is a Down Payment on a House?
Have you ever wondered how much is a down payment on a house? How much you need to put down depends on the purchase price of the home. Buying a home is a huge process with several steps and expenses to be aware of. You have the down payment, the monthly mortgage payments, and the…
Read MoreWestJet Rewards Guide
Are you ready for a WestJet Rewards guide? If you fly WestJet on a regular basis or even if you fly them once a year, you’ll want to learn more about their loyalty program. What many people don’t realize is that it’s a cash back type of rewards program so it’s easy to understand. There…
Read MoreSimplii Financial Global Money Transfer Review
Are you looking for a Simplii Financial Global Money Transfer review? Anyone living in Canada looking for global money transfer services should consider Simplii Financial since they have no fees, and you can earn cash back on the money you send. Seriously, getting cash back on an international money transfer from Canada is unheard of.…
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