The Best High-Interest Savings Accounts in Canada
With Canada having some of its lowest interest rates in the last decade the thought of a high-interest savings accounts in Canada may seem absurd. To complicate things, there are so many different banks in Canada and they all have various accounts that come with different features. If you’re not aware of what to look…
Read MoreAir Passenger Rights in Canada: What you need to know
Air passenger rights in Canada were introduced a few years back to help consumers with flight disruptions. While there’s no denying that some services have improved, the lack of compensation for delays and cancellations has become a complete joke. Even if you’re fairly entitled to compensation, many Canadian airlines will refuse your claim since they…
Read MoreNBC Rewards Guide | à la carte Rewards
NBC Rewards, formally known as à la carte Rewards, is the points program offered by the National Bank of Canada, which is often underrated. While National Bank is often overlooked in Canada since it doesn’t have the same popularity as the big five banks, they appear to want to capture more of the market share.…
Read MoreWalmart Rewards World Mastercard Review
If you regularly shop at Walmart, you’ll want to read my Walmart Rewards World Mastercard Review. It’s Walmart’s co-branded credit card, and it has a decent earn rate, especially if you shop regularly online at Walmart.ca. Admittedly, the card doesn’t have many extra benefits, but this is a no annual fee card, so it’s not…
Read MoreHow to Prepare for a Recession: 9 Tips
If you’re researching how to prepare for a recession, don’t worry, you’re not alone. Many people have noticed that stock markets have dropped, real estate values have decreased, and interest rates have spiked, so they’re wondering what’s next. While a great recession likely won’t happen, there’s no denying that an economic downturn is likely imminent.…
Read MoreWhat is a Trigger Rate and How to Avoid it
What is a trigger rate? It’s a question that many homeowners thought they’d never have to ask. However, since the Bank of Canada has steadily raised interest rates, it’s a topic that has crossed the minds of many. If you have a fixed-rate mortgage, there’s no need to worry about a trigger rate since your payments…
Read MoreWhat is a Variable Rate Mortgage?
Do you know what is a variable rate mortgage? While it’s true that a variable rate mortgage is the opposite of a fixed rate mortgage, many people don’t realize that there are different types of variable rate mortgages. Knowing the difference between the two different types of variable rate mortgages is essential since which one…
Read More10 New Year’s Financial Resolutions
**This is a sponsored post written by me in collaboration with Capital One Canada. All opinions are my own Many people make New Year’s Financial Resolutions. Who doesn’t want to save more and spend less money, right? The problem is that sticking to your financial goals is a lot harder than making them. If you’re…
Read MoreGst/HST Credit: How it works
The GST/HST credit is a tax-free quarterly payment from the Canada Revenue Agency (CRA). It was designed to help offset the government sales tax and harmonized sales tax for low-income individuals and families. In addition, these payments may include additional provincial and territorial programs. How does the GST/HST credit work? Most purchases in Canada come…
Read MoreHow To Make Money On TikTok in Canada: The Fast Way
Tiktok may have had us all dancing during the first Covid-19 lockdown, but this social media app has quickly become a global favourite. People are turning to the app for fashion, travel, finance, comedy, and more, with some creators blowing up. Typically, with these types of apps, we see American creators raking in the cash…
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