BMO Rewards Guide 2026: Best Points Value & Redemptions

BMO Rewards review

What is BMO Rewards? BMO Rewards is Bank of Montreal’s in-house points program, earned on BMO credit cards including the BMO eclipse and BMO Ascend lineups. Each point is worth up to 0.67 cents when you redeem it for travel or invest it with BMO. You can book travel with any airline, hotel or travel…

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Is Pet Insurance Worth It?

Is pet insurance worth it or should I save?

Pet insurance is pretty straight forward, you pay a monthly premium and in the event that your pet needs medical attention, your insurance will cover it. Of course it’s never this simple; costs can differ depending on the breed, and in most cases there’s a deductible to be paid. So many people ask: Is pet insurance worth…

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Canadian Student Loan Options

Canadian student loan

The cost of a post-secondary education seems to be increasing every year; fortunately getting a Canadian student loan is a pretty straight forward process through the Government of Canada. The federal government essentially offers 2 Canadian student loan programs to help with your education costs. They of course don’t just give loans away, you need to…

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Cheap Repositioning Cruises: Should you take one?

Cruising is a very popular trend and it’s getting more competitive within the industry all the time, especially in the mass-market area of giant ships. Therefore, empty cabins means reduced revenue, and that’s not something to make cruise operators smile; maximizing the dollar, pound, euro, or whatever currency you have, is their priority. Repositioning cruise deals…

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Wealthing Like Rabbits Book Review

It’s been a surprisingly good year for personal finance books this year. The year started off with two great books; Preet Banerjee’s Stop Over-Thinking Your Money!, and Bruce Sellery’s Moolala Guide to Rockin’ Your RRSP. Dropping today is Robert R. Brown’s Wealthing Like Rabbits. https://www.youtube.com/watch?v=1sR9fko5KeE&feature=youtu.be&t=17s Who? Okay like Star Lord you may have never have heard…

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The Best Travel Credit Cards in Canada 2026

What Happens if I Don’t use my Credit Card

The best travel credit card in Canada for most people is the American Express Cobalt Card, because it earns 5 points per dollar on groceries and dining, and those points transfer to Aeroplan and Marriott Bonvoy. That said, the Cobalt is not a true travel credit card, it’s just really good at earning you points…

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How Much Does it Cost to go to Disney World?

How much does it cost to go to Disney World Epcot

A 7-night Walt Disney World vacation for a family of four costs about $7,000 to $15,000 USD in 2026–2027. Most families land around $9,000 to $10,000 with a Disney value resort, 5-day tickets, Lightning Lane Multi Pass and quick-service meals. Tickets and hotels make up more than half the bill. That’s a big jump from…

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Aeroplan Credit Cards Are Changing in 2027

Aeroplan just announced the biggest refresh of its Canadian co-branded credit cards since they were reintroduced in 2019, and most of it is good news. Starting January 12, 2027, Aeroplan cardholders save 15% on Air Canada flight rewards and get free fourth nights and rental days on points bookings. Most cards also get new Air…

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CIBC Rewards Guide 2026: Aventura Points Value & Best Cards

CIBC Rewards Review

What is CIBC Rewards? CIBC Rewards, also known as CIBC Aventura, is CIBC’s travel points program. Points are worth 1 cent each on any travel booking and up to about 2.3 cents on economy flights from the fixed-rate flight chart. The quick facts: Here’s what Aventura points are worth, how to earn them faster, and…

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