Personal Finance
Gst/HST Credit: How it works
The GST/HST credit is a tax-free quarterly payment from the Canada Revenue Agency (CRA). It was designed to help offset the government sales tax and harmonized sales tax for low-income individuals and families. In addition,…
How To Make Money On TikTok in Canada: The Fast Way
Tiktok may have had us all dancing during the first Covid-19 lockdown, but this social media app has quickly become a global favourite. People are turning to the app for fashion, travel, finance, comedy, and…
How Long to Wait Between Applying for Credit Cards
Whether you’re looking for a new credit card or you’re looking to take advantage of a generous welcome offer, you’ve likely wondered how long to wait between applying for credit cards. The simple answer is…
What is the Canada Learning Bond?
The Canada Learning Bond (CLB) is a government grant that provides low-income families up to $2,000 in free contributions to their kids’ Registered Education Savings Plan (RESP). There is no catch to the CLB. As…
What is the Difference Between Professional Liability and General Liability Insurance?
Often people ask what the difference is between Professional Liability and General Liability insurance. It’s a question that’s worth exploring because any small business owner wants to know that they are getting the right insurance…
What is an Insurance Broker? | A complete guide
Have you ever wondered what is an insurance broker? Simply put, they can help you find the best insurance policies that fit your needs. Admittedly, getting insurance on your own is relatively easy. However, working…
What is a Good Credit Score? Improve yours now
What is a good credit score is one of the most common questions Canadians ask when it comes to their personal finances. Unlike your budget and spending, you have no real control over your credit…
What is General Liability Insurance?
If you’re a small business owner, freelancer, or self-employed individual, there may be a time when you ask what is general liability insurance. That’s because having the right business insurance is essential for anyone that…
Bank Fees and Charges in Canada | How to avoid them
Let’s be real, bank fees and charges in Canada are brutal. Not only do you need to pay financial institutions to hold your money, but they’ll charge you for any additional service you need. It’s…
What is travel insurance? A detailed guide
Have you ever wondered what is travel insurance and how does it work? Ever since the outbreak of the COVID-19 pandemic, travel insurance has been getting a lot of attention. In the past, many people would travel…