Personal Finance
Budgeting Tips for Students
With the start of the school year just a month away, it’s time to start thinking about budgeting tips for students. Generally speaking, students don’t have many expenses but it’s during your school years that…
FinTech in Canada Explained
FinTech in Canada has been growing at a rapid pace. New players are coming online all the time which has given Canadians more choice when it comes to their financial needs. Even traditional banks have…
What Happens if I Don’t use my Credit Card?
With increased debt loads across the country, many Canadians, including millennials, have decided to start using cash and debit more. But that brings up an interesting question. What happens if I don’t use my credit…
The Pros and Cons of DIY Investing
Becoming a do-it-yourself (DIY) investor is what I consider one of my greatest financial victories. It wasn’t an easy decision, truthfully, it was pretty scary at the start. Saving always came naturally for me, but now I…
5 Mortgage Mistakes to Avoid When Applying
For most people, getting a mortgage is a must when purchasing a home. It’s a pretty straight-forward process, you borrow money from a lender so you can purchase a home. Despite how “simple” it sounds, there…
8 Shopping Rules to Stick to
A little while back I wrote about the 8 rules of personal finance. It was a fun take on the Fight Club rules that would hopefully ensure you don’t get knocked out financially. I decided to…
Assembling Your Real Estate Team
So I bought a condo, we actually took possession a few days ago. Surprised I didn’t mention it? It happened pretty quickly, but buying a home has been something my wife and I had been…
Credit Card Purchase Protection Explained
Credit card purchase protection is one of the most overlooked benefits of using your credit card when making a purchase. I’m going to generalize a bit here, but purchase protection insurance (sometimes known as purchase…
Get out of Debt Fast With These Methods
Let’s be clear, if you owe thousands of dollars on multiple credit cards, there’s no way to get out of debt fast. If you see a company claiming they can clear your debt or fix…
The Rules of Personal Finance
A few weeks ago I was watching the movie Fight Club. In one of the scenes, Brad Pitt’s character Tyler Durden was explaining the 8 rules of fight club. If you wanted to be part…