No fee cards

The Best Mastercard in Canada

If you’re looking for the best Mastercard in Canada, you’re going to have plenty of choices. Many Mastercards rank as some of the best travel credit cards and there’s even a prepaid Mastercard that has no foreign transaction fees that will appeal to many people. Keep in mind that the best Mastercard credit card is…

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Traingle Mastercard review

Triangle Mastercard Review

The Triangle Mastercard from Canadian Tire is their most basic card, but it comes with a good amount of benefit and more importantly, there’s no minimum income requirement to qualify for the card. Since this is a Canadian Tire branded credit card, you’ll earn Triangle Rewards which is a new digital rewards program. Don’t worry,…

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How to Redeem Travel Points for Gift Cards or a Statement Credit

With most of the best travel rewards programs, redeeming your points for a gift card or statement credit is one of the worst things you can do since they offer low value compared to travel rewards. Generally speaking (and depending on the program), using your points for anything besides travel will devalue your points by…

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the credit cards I use

The Credit Cards I Use

Quite often people ask me what credit cards I use. It’s not a weird question since I love talking about credit cards, so it’s only natural that I share what’s in my wallet. I actually wrote this post back in January of 2015, but it’s time for a much-needed update. It’s been 3 years since…

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How to Manage Your Money as a New Parent

Having a child is what many people strive for but when that bundle of joy comes, it can be stressful since you’re trying to figure out how to be a new parent while having to adjust to a bunch of new expenses which you may have not anticipated. Understandably, things can get overwhelming fast, but…

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Manulife All-In Banking Review

Not many people think about Manulife for their banking needs so it was pretty interesting when they introduced their new All-In Banking Plan which gives you access to 4 different products: an everyday bank account, a high-interest savings account, a no-fee cash back credit card and travel disruption insurance. The idea is that all of…

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Is PC Optimum the Best Retail Loyalty Program

IS PC Optimum the Best Retail Loyalty Program?

**This is a sponsored post written by me on behalf of PC Optimum. All opinions are my own. Without a doubt, my favourite loyalty program is PC Optimum. Now, you may be wondering if that’s actually true since this post is clearly sponsored by PC Optimum, but I’ve been using PC Plus (now PC Optimum)…

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Why I Don’t Bother with Extended Warranty

The first paid job I ever had was with a company called CompuSmart. It was a big box retailer from western Canada who was opening their first store in Ontario. I was hired to do sales in software and upgrades, and I couldn’t have been more excited. During my training, it seemed pretty obvious that…

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Beware of excess credit card charges

Credit Card Charges To Look Out For

Over the years, consumers have complained about fees and the government has slowly been addressing the needs of the consumers. This is usually great news for consumers, but when we start to take a look at things a little closer, we realize that some of these fees have just been “hidden”. When it comes to credit card…

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