Posts by Hannah Logan
How Much Does it Cost to go to Croatia?
Historic seaside towns, national parks filled with waterfalls, and a number of beautiful islands await those who travel to Croatia. It’s an ideal mix for many travellers, but, surprisingly, Croatia has only recently become a popular travel destination. The demand for the country has jumped in recent years since Game of Thrones and Star Wars…
Read MoreHow Much Does it Cost to go to Morocco?
Do you want to know how much does it cost to go to Morocco? Exploring the busy medinas in ancient cities, sunsets in the Sahara Desert, and trekking in the Atlas Mountains doesn’t need to cost you a fortune, but you need to budget. Morocco is one of the trendiest travel destinations of late and to…
Read MoreHow Much Does it Cost to Go to Iceland?
There is no question that Iceland is a hot destination right now. Thanks to Game of Thrones, the allure of the northern lights, and some very affordable airfare, people from around the world are flocking to this Nordic country. However, with its stunning scenery and powerful waterfalls, Iceland also comes with a pretty big price…
Read MoreWhat is a Home Equity Line of Credit?
Anyone who owns a home might want to know what is a home equity line of credit (HELOC). If you are looking to borrow some money for home improvement projects, large purchases, or another expense, then look to your own home. One of the biggest perks of being a homeowner and building equity is that…
Read MoreWhat is a High-Ratio Mortgage?
Do you know what is a high-ratio mortgage? Buying a home in Canada is a huge expense, especially in cities such as Toronto and Vancouver. Saving up for a down payment can take a lot of time for first time home buyers. Nowadays, Canadians don’t have to save the full 20% for a down payment.…
Read MoreHow to Renew a Mortgage | Save by shopping around
Knowing how to renew a mortgage is essential as a homeowner since you’ll likely do it multiple times. Similar to your first mortgage, You’ll have different options available to help you save money when it comes to your renewal time. Getting approved during your renewal period is pretty much automatic. That’s because your lender will not…
Read MoreWhat is a Fixed Rate Mortgage?
Knowing what is a fixed rate mortgage is essential if you plan on buying a home as it’ll impact how much you’re paying each month. One of the biggest debates in the finance world is what type of mortgage you should get, especially when it comes to choosing between a fixed mortgage rate or a…
Read MoreWhat is a Prepayment Penalty?
Have you ever wondered what is a prepayment penalty? Homeowners end up paying a huge amount in interest on their homes from their mortgage payments, so it makes sense to want to pay it off as soon as possible or shop around for lower interest rates. However, you do need to be careful when overpaying…
Read MoreHow is Mortgage Interest Calculated?
Some people wonder how is mortgage interest calculated. There are actually two answers depending on what type of mortgage interest you’re talking about: The interest rate you’re given and the actual amount of interest you’d pay. Buying a home is a huge purchase, and a mortgage is a lot of money, especially knowing that you…
Read MoreWhat is an NFT? Guide to NFTs and How They Work
What is an NFT? If you are following anything in the finance world these days, there is no doubt you have heard about NFTs or non-fungible tokens. Stories about things like digital monkeys and rocks selling for thousands if not millions of dollars. So, what the heck is going on? What are NFTs? Here’s a…
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