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	Comments on: Travel Fees and Charges to Avoid	</title>
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	<description>Personal Finance and Budget Travel for Canadians</description>
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		<title>
		By: Samantha		</title>
		<link>https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-212012</link>

		<dc:creator><![CDATA[Samantha]]></dc:creator>
		<pubDate>Fri, 30 Oct 2020 19:38:25 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=5166#comment-212012</guid>

					<description><![CDATA[I solved my currency conversion fees problem by getting US Dollar Visa for Business from RBC. If you use it regularly it actually makes sense, as you can buy USD at favourable rate once in a while and use it pay off the card monthly.]]></description>
			<content:encoded><![CDATA[<p>I solved my currency conversion fees problem by getting US Dollar Visa for Business from RBC. If you use it regularly it actually makes sense, as you can buy USD at favourable rate once in a while and use it pay off the card monthly.</p>
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		<title>
		By: Gwen Nielsen		</title>
		<link>https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-175762</link>

		<dc:creator><![CDATA[Gwen Nielsen]]></dc:creator>
		<pubDate>Fri, 22 Feb 2019 17:46:26 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=5166#comment-175762</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-175559&quot;&gt;Mike&lt;/a&gt;.

Yes it is the Scotia Passport Visa. I only use it when travelling abroad and have had no issues at all of redeeming online for my travel purchases.  Wouldnt hesitate to recommend.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-175559">Mike</a>.</p>
<p>Yes it is the Scotia Passport Visa. I only use it when travelling abroad and have had no issues at all of redeeming online for my travel purchases.  Wouldnt hesitate to recommend.</p>
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		<title>
		By: Barry Choi		</title>
		<link>https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-175560</link>

		<dc:creator><![CDATA[Barry Choi]]></dc:creator>
		<pubDate>Wed, 20 Feb 2019 17:29:57 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=5166#comment-175560</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-175556&quot;&gt;Mike&lt;/a&gt;.

There is definitely more value than others when it comes to countries. For example, Korea has laws against excessive charges so if you were to redeem an Aeroplan flight to Seoul from Toronto, you&#039;d only pay $120ish in fees whereas the taxes to Paris are closer to $700]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-175556">Mike</a>.</p>
<p>There is definitely more value than others when it comes to countries. For example, Korea has laws against excessive charges so if you were to redeem an Aeroplan flight to Seoul from Toronto, you&#8217;d only pay $120ish in fees whereas the taxes to Paris are closer to $700</p>
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		<title>
		By: Mike		</title>
		<link>https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-175559</link>

		<dc:creator><![CDATA[Mike]]></dc:creator>
		<pubDate>Wed, 20 Feb 2019 16:28:03 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=5166#comment-175559</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-101509&quot;&gt;Gwen Nielsen&lt;/a&gt;.

Hi Gwen.  If I may ask, what no FTX fee credit card do you use?  If it&#039;s the Scotia Passport Visa Infinite, could you please comment on the ease/difficulty/value of redeeming your points as well?  I&#039;m very interested in switching to that card but would like to confirm the &quot;glossy brochure&quot; understanding of their points system.  Thanks!!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-101509">Gwen Nielsen</a>.</p>
<p>Hi Gwen.  If I may ask, what no FTX fee credit card do you use?  If it&#8217;s the Scotia Passport Visa Infinite, could you please comment on the ease/difficulty/value of redeeming your points as well?  I&#8217;m very interested in switching to that card but would like to confirm the &#8220;glossy brochure&#8221; understanding of their points system.  Thanks!!</p>
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		<title>
		By: Mike		</title>
		<link>https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-175556</link>

		<dc:creator><![CDATA[Mike]]></dc:creator>
		<pubDate>Wed, 20 Feb 2019 16:25:33 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=5166#comment-175556</guid>

					<description><![CDATA[Great story Barry, in particular the advice about the fees, taxes and surcharges!!  Dovetails well with my recent comments about the futility of redeeming travel points for flights with extortionate fees/surcharges.  I&#039;d love to see you or someone else you know in the personal finance space do a piece on these fees and where they are the worst (probably Canada to Europe based on my recent experience) and where there is still reasonable pricing (I&#039;ve found domestic Canada, some Canada to US and Canada to Latin America often - not always - still have low fees/surcharges).  In addition to helping the budget-constrained traveller, it might also shine some unwanted light on the airlines who are adopting these value-eroding fees.]]></description>
			<content:encoded><![CDATA[<p>Great story Barry, in particular the advice about the fees, taxes and surcharges!!  Dovetails well with my recent comments about the futility of redeeming travel points for flights with extortionate fees/surcharges.  I&#8217;d love to see you or someone else you know in the personal finance space do a piece on these fees and where they are the worst (probably Canada to Europe based on my recent experience) and where there is still reasonable pricing (I&#8217;ve found domestic Canada, some Canada to US and Canada to Latin America often &#8211; not always &#8211; still have low fees/surcharges).  In addition to helping the budget-constrained traveller, it might also shine some unwanted light on the airlines who are adopting these value-eroding fees.</p>
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		<title>
		By: Gwen Nielsen		</title>
		<link>https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-101559</link>

		<dc:creator><![CDATA[Gwen Nielsen]]></dc:creator>
		<pubDate>Mon, 07 May 2018 18:35:41 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=5166#comment-101559</guid>

					<description><![CDATA[Will definitely have to check them out !! Thanks]]></description>
			<content:encoded><![CDATA[<p>Will definitely have to check them out !! Thanks</p>
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		<title>
		By: Barry Choi		</title>
		<link>https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-101519</link>

		<dc:creator><![CDATA[Barry Choi]]></dc:creator>
		<pubDate>Mon, 07 May 2018 16:02:45 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=5166#comment-101519</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-101509&quot;&gt;Gwen Nielsen&lt;/a&gt;.

Gwen,

Great strategy! I also find that some banks don&#039;t charge those one time fees. I&#039;ve never been charged by HSBC regardless of what country I&#039;m in and I don&#039;t even have an account with them. I&#039;m in Amsterdam right now and ING didn&#039;t charge me any fees to withdraw money.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-101509">Gwen Nielsen</a>.</p>
<p>Gwen,</p>
<p>Great strategy! I also find that some banks don&#8217;t charge those one time fees. I&#8217;ve never been charged by HSBC regardless of what country I&#8217;m in and I don&#8217;t even have an account with them. I&#8217;m in Amsterdam right now and ING didn&#8217;t charge me any fees to withdraw money.</p>
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		<title>
		By: Gwen Nielsen		</title>
		<link>https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-101509</link>

		<dc:creator><![CDATA[Gwen Nielsen]]></dc:creator>
		<pubDate>Mon, 07 May 2018 15:36:21 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=5166#comment-101509</guid>

					<description><![CDATA[Opened a Scotia Bank account specifically for their 40 country affiliated banks....
&quot;Scotiabank is a founding member of the Global ATM Alliance. When you’re travelling, you can use the ABMs of the international banks in the Alliance, and you’ll skip the surcharge and save on access fees.&quot;
Have used in 5 country (so far) and never had any problems. Between my no FTX fee credit card and my Scotia Account all is good!!!]]></description>
			<content:encoded><![CDATA[<p>Opened a Scotia Bank account specifically for their 40 country affiliated banks&#8230;.<br />
&#8220;Scotiabank is a founding member of the Global ATM Alliance. When you’re travelling, you can use the ABMs of the international banks in the Alliance, and you’ll skip the surcharge and save on access fees.&#8221;<br />
Have used in 5 country (so far) and never had any problems. Between my no FTX fee credit card and my Scotia Account all is good!!!</p>
]]></content:encoded>
		
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		<item>
		<title>
		By: Barry Choi		</title>
		<link>https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-2459</link>

		<dc:creator><![CDATA[Barry Choi]]></dc:creator>
		<pubDate>Wed, 09 Sep 2015 19:23:59 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=5166#comment-2459</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-2458&quot;&gt;Daniel @ SaveWithDan.ca&lt;/a&gt;.

Daniel,

ha yeah the fees airlines charge are certainly getting out of hand.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-2458">Daniel @ SaveWithDan.ca</a>.</p>
<p>Daniel,</p>
<p>ha yeah the fees airlines charge are certainly getting out of hand.</p>
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		<title>
		By: Daniel @ SaveWithDan.ca		</title>
		<link>https://www.moneywehave.com/travel-fees-and-charges-to-avoid/#comment-2458</link>

		<dc:creator><![CDATA[Daniel @ SaveWithDan.ca]]></dc:creator>
		<pubDate>Wed, 09 Sep 2015 18:57:26 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=5166#comment-2458</guid>

					<description><![CDATA[Air companies created another problem by charging for every checked bad: oversized and overweighted &quot;hand&quot; luggage, but this is another history...
Nice post, Barry.]]></description>
			<content:encoded><![CDATA[<p>Air companies created another problem by charging for every checked bad: oversized and overweighted &#8220;hand&#8221; luggage, but this is another history&#8230;<br />
Nice post, Barry.</p>
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