Comments on: Scotiabank Passport Visa Infinite Card Review 2026

By: Barry Choi

Barry Choi — Thu, 02 Nov 2023 09:46:41 +0000

In reply to Shawn.

Shawn,

Although gift cards may work for you, it’s a huge devaluation of your points. You’d be better off with a Scotiabank cash back card or an American Express Card that earns you Membership Rewards points since you can get the same value for statement credits.

By: Shawn

Shawn — Thu, 02 Nov 2023 01:51:25 +0000

I commented on this post back in 2018 and I still have this card and still love it. They changed the rewards program from Scotia Rewards to Scene+ and the redemption value dropped a bit but I’ve still been able to get a lot of gift cards with my points over the years. I know gift cards aren’t the best value but it works well for me. I usually get BestBuy gift cards and then get video games and accessories but I’ve also gotten clothes and other things. I use this card for everything and had enough points to buy my friends a Nintendo Switch, extra controllers and a game a couple Christmases ago with BestBuy gift cards. I hope they never change this card.

By: Barry Choi

Barry Choi — Thu, 20 Jul 2023 17:33:28 +0000

In reply to GMS. GMS, Although MC typically has better rates than Visa, the spread shouldn't be that crazy. This is highly unusual. As mentioned, no one else has reported this. My readers are quite savvy and would have informed me right away.

By: GMS

GMS — Thu, 20 Jul 2023 17:30:26 +0000

In reply to Barry Choi. I paid in local U.S. This was a test of an online purchase before I was going to make several very large foreign purchases. Scotiabank could not explain why the rate was so hight and said there is nothing they can do about it. About a month earlier I tried a test where I made two identical purchases, one using my Mastercard with foreign exchange fees and my new Scotiabank Visa with no fees. The posted amount for Visa was several dollars higher than the MC purchase. Again I contacted customer support and they gave me the runaround. This card is certainly not working for me. How many other people just assume they are getting a better deal? This card is supposed to work for online and onsite foreign purchases. Unfortunately, this does not appear to be the case.

By: Barry Choi

Barry Choi — Thu, 20 Jul 2023 13:03:29 +0000

In reply to Gerald Schonheiter.

Gerald,

This is the first I’ve ever heard of this since the card was released.

Did you pay in the local currency or did you choose Canadian dollars while abroad? Did you verify that exchange rate with multiple purchases?

By: Gerald Schonheiter

Gerald Schonheiter — Wed, 19 Jul 2023 06:08:45 +0000

In reply to Christine. The currency conversion tool shows what Visa uses as an exchange rate to the banks. Each bank then decides what rate to charge their cardholders. Visa's exchange rate on July 18/23 was 1.326 and Scotiabank on this card charged me a whopping 1.401. What a ripoff, so much for no FX transaction fees!

By: Barry Choi

Barry Choi — Wed, 05 Jul 2023 10:46:35 +0000

In reply to Jamie. Priority Pass and Dragon Pass are two different lounge networks but give you access to nearly the same lounges. The Scotiabank Card uses the Dragon Pass netowrk.

By: Jamie

Jamie — Wed, 05 Jul 2023 10:35:19 +0000

In reply to Barry Choi. technically, there still exists a “Priority Pass” which is separate from what Dragon Pass now is no?

By: Barry Choi

Barry Choi — Wed, 05 Jul 2023 10:33:42 +0000

In reply to Jamie. Jamie, It used to be Priority Pass, now it's Visa Companion which technically uses Dragon Pass.

By: Jamie

Jamie — Wed, 05 Jul 2023 09:12:57 +0000

Hey!
A bit confused
Do I get Priority Pass or Visa Companion? Or both?
Also, for first year fee waived, is that something I should call about? I just got approved yesterday. Thanks