Comments on: TD First Class Travel Visa Infinite Card Review

By: Barry Choi

Barry Choi — Wed, 12 Apr 2023 16:19:12 +0000

In reply to Steve P.. Steve, You're right. the 75% only applies to hotel/motel burglary and trip delay.

By: Steve P.

Steve P. — Wed, 12 Apr 2023 15:38:21 +0000

In reply to Sylvia. You state the following: “Note that was this card, you only need to charge 75% of your trip costs for your travel insurance to be valid.” However, my review of the wording indicates that under Trip Cancellation, you must charge the full cost of your trip to the card to get coverage. This is under the definition of Covered Trip.

By: Barry Choi

Barry Choi — Thu, 03 Nov 2022 00:22:54 +0000

In reply to Philippe.

Hey Philippe,

I haven’t had too much trouble finding Aeroplan value between 1.8 – 2 CPP. Then again, I booked most of my travel before there was crazy demand.

Aventura and Avion both have a fixed travel program where you can get a higher CPP, but I personally find Aeroplan to be more valuable. I typically try to collect American Express Membership Rewards points and then transfer them to whatever program gives me good value when I need to make a redemption.

By: Philippe

Philippe — Thu, 03 Nov 2022 00:03:28 +0000

Calculating rewards with the new and improved TD First Class Travel makes it a good competitor to the Aeroplan card. I feel like it’s hard to get a good value with Aeroplan (2 cpp). More than often international travel gives around 1.4 cpp making the First Class card more valuable (if booking something via Expedia to get the $100 credit that is. Am I missing something? Would the Aventura or RBC Avion otherwise be better?

By: Barry Choi

Barry Choi — Tue, 08 Mar 2022 11:18:22 +0000

In reply to Sylvia. Hey Sylvia. It sort of depends on your goals. If you got the TD Aeroplan VI card, you could pool the points with your Cobalt since those points can be converted to Aeroplan. The TDFCTVI is good if need to make non-Aeroplan bookings such as car rentals or hotel bookings.

By: Sylvia

Sylvia — Tue, 08 Mar 2022 06:03:26 +0000

Hi Barry! Thanks for another great post. I currently use the AMEX cobalt as my everyday card and wanted to get a supplementary card to use when AMEX is not accepted. I currently have an All-Inclusive banking plan with TD, which would waive the annual fee for the TD First Class Travel Visa Infinite Card & the TD Aeroplan Visa Infinite Card. Which one would you recommend between the two?