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	<title>shopping &#8211; Money We Have</title>
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	<description>Personal Finance and Budget Travel for Canadians</description>
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		<title>Black Friday Travel Deals</title>
		<link>https://www.moneywehave.com/black-friday-deals-in-canada/</link>
					<comments>https://www.moneywehave.com/black-friday-deals-in-canada/#comments</comments>
		
		<dc:creator><![CDATA[Barry Choi]]></dc:creator>
		<pubDate>Mon, 23 Nov 2020 05:00:00 +0000</pubDate>
				<category><![CDATA[Budget Travel]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Trip planning]]></category>
		<category><![CDATA[black friday]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[Underwriters]]></category>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=2552</guid>

					<description><![CDATA[Black Friday marks the unofficial start to the holiday shopping season.]]></description>
										<content:encoded><![CDATA[
<p class="wp-block-paragraph">Black Friday travel deals are one of the most anticipated things every year for travellers. Of course, with the global pandemic, travel is no longer a priority, but that doesn&#8217;t mean you shouldn&#8217;t take advantage of a sale if it&#8217;s available.</p>



<p class="wp-block-paragraph">That said, many countries are advising to avoid non-essential travel at this time. It&#8217;s also worth noting that local laws are constantly changing. However, if you&#8217;re planning a trip for 2021, booking now could save you quite a bit of money. Here are some of the best Black Friday travel deals I&#8217;ve found.</p>



<h2 class="wp-block-heading"><strong>Air Canada Vacations</strong></h2>



<p class="wp-block-paragraph">From November 27 &#8211; November 29, you can save up to 60% on all destinations with <a href="https://vacations.aircanada.com/en/all-deals/100053/black-friday-sale" target="_blank" rel="noreferrer noopener">Air Canada Vacations</a>. Travel between: February 1 to April 30, 2021</p>



<h2 class="wp-block-heading"><strong>Tourradar</strong></h2>



<p class="wp-block-paragraph"><a href="https://mailtrack.io/trace/link/e1a58db567623de14c29e8266fe3968973136f99?url=https%3A%2F%2Fwww.tourradar.com%2Fawareness%2Fblack-friday-sign-up&amp;userId=4647745&amp;signature=62f2f262eb356b3c" target="_blank" rel="noreferrer noopener">TourRadar</a> is offering up to 70% off over 1,000 different multi-day tours across the globe. As part of the sale, you can save big on various travel experiences, from a sailing trip through Greece, to an outdoor Thailand adventure, to a private tour of Italy. The sale starts November 26th.</p>



<p class="wp-block-paragraph">Marriott</p>



<p class="wp-block-paragraph">Marriott Bonvoy Escapes has <a href="https://hotel-deals.marriott.com/last-minute-hotel-deals/" target="_blank" rel="noreferrer noopener">25% off for Marriott Bonvoy members</a> (20% for non-members) on&nbsp;hotels throughout Canada, the US, the Caribbean, and Latin America. This deal runs for seven days only starting on November 24th. Also, on November 30 and December 1 only, you&#8217;ll get 15% off Marriott Bonvoy e-gift cards. You can purchase them at <a href="https://gifts.marriott.com/" target="_blank" rel="noreferrer noopener">gifts.marriott.com</a>. Note that the gift cards are charged in US dollars.</p>



<h2 class="wp-block-heading"><strong>CheapCaribbean</strong></h2>



<p class="wp-block-paragraph">Online travel agency, CheapCaribbean has up to 75% off vacations to the Caribbean, Mexico, and Central America. The booking window is from Nov. 10 &#8211; Dec. 1, 2020, with travel between Nov. 10, 2020 &#8211; Dec. 2021. Deals are automatically applied at <a href="https://www.cheapcaribbean.com/" target="_blank" rel="noreferrer noopener">CheapCaribbean.com</a>.</p>



<h2 class="wp-block-heading"><strong>Trafalgar</strong></h2>



<p class="wp-block-paragraph">Get up to $650 CAD off per person on all 2021 ‘Best of’ <a href="http://trafalgar.com/" target="_blank" rel="noreferrer noopener">Trafalgar tours</a> departing April 1st, 2021 to December 31st, 2021. This offer runs from November 25th to December 8th, 2020.</p>



<h2 class="wp-block-heading"><strong>Intrepid Travel</strong></h2>



<p class="wp-block-paragraph">Adventure travel company, <a href="https://www.intrepidtravel.com/ca" target="_blank" rel="noreferrer noopener">Intrepid Travel</a> has 20% off all international trips. Groups are no bigger than 10 people and they have a flexible booking policy that allows you to make changes up to 21 days before departure.</p>



<h2 class="wp-block-heading"><strong>Accor Hotels</strong></h2>



<p class="wp-block-paragraph">Accor is offering its&nbsp;<a href="https://all.accor.com/canada/index.en.shtml" target="_blank" rel="noreferrer noopener">ALL- Accor Live Limitless members</a>&nbsp;up to 40% off for future travel reservations booked between November 26, 2020 and November 30, 2020 at participating hotels across Canada in addition to international properties worldwide.&nbsp;Travel must be between Dec. 7, 2020 &#8211; Mar. 14, 2021.</p>



<h2 class="wp-block-heading"><strong>CanaDream RV</strong></h2>



<p class="wp-block-paragraph">From Nov, 25, 2020 until Nov. 30, 2020, get a 15% discount on vehicle rental charges anytime from December 1, 2020 to May 23, 2021 using code: FLASH15 at&nbsp;<a href="http://link.mediaoutreach.meltwater.com/ls/click?upn=UmRVT-2BAKFwsau5ckMLTWDNLYWSjdJTET-2FiDU-2BOZUE-2BUPgh9ipERDiWlb-2F4D-2BmnvZyfo-_2ccqOvElg8rlAnYVxg2NGVpgtTWe0XpmGDkSERxOKODYB3Dr8tOjOS4hpzawloEUo1nllIFkMHQyUSWZJeC3lybo2GqIMgxAs6g8izKE5Ll1lLQM3kItAGwCxjYrZcCEvGc8QGp7iaQGQWFK6OMEzLHer3Bdkngh-2F1Iy92APO7W8oWu-2FcFQld8EpQnfESZ0ZKuiSB04ZIhSasIVoJOHWK6QyNRFD8ws7j0ZbHGQEa-2BubV5IdRw1PtVsCyf7XM2dGVrMmnAGM6x1My4-2Fp9KA-2FxlyVoefuiGXY5dwi5snzE-2BLms1yrY5b56Bq6HGimvmRQnQhSCgnE93PE3oqOES7QtVrfxLIIydKuvBM3WGBeSXAKEuf0-2B2a7ZFmGGkMWRnl8q31d7L1Kpw4Em7nX9ElkgQ-3D-3D" target="_blank" rel="noreferrer noopener">www.canadream.com</a>.&nbsp;</p>



<h2 class="wp-block-heading"><strong>Karisma Hotels &amp; Resorts</strong></h2>



<p class="wp-block-paragraph"><a href="https://www.karismahotels.com/specials/cyber-sale" target="_blank" rel="noreferrer noopener">Karisma Hotels &amp; Resorts</a> will launch their biggest deal of the year with nightly, all-inclusive rates starting at US $99 per person per night for adults-only results, and $129 per person per night for family-friendly stays. The booking window is from Nov. 13 &#8211; Dec. 5, 2020, with travel between Jan. 1, 2021 &#8211; Dec. 31, 2021.</p>



<h2 class="wp-block-heading"><strong>LEGOLAND</strong></h2>



<p class="wp-block-paragraph">LEGOLAND New York Resort is offering a <a href="https://www.legoland.com/new-york/tickets-passes/" target="_blank" rel="noreferrer noopener">LEGOLAND Lifetime Pass</a> at 60% off retail value. This is the first and last time the pass will ever be available for purchase in the history of any LEGOLAND Park. This pass is good for a decade from the time the park opens in 2021 and includes access to the LEGOLAND Parks in Florida and California, parking, and more. Passes can be purchased from November 26, 2020 – December 1, 2020.</p>



<h2 class="wp-block-heading"><strong>Plunge Beach Resort</strong></h2>



<p class="wp-block-paragraph">&nbsp;<a href="https://www.plungebeachresort.com/" target="_blank" rel="noreferrer noopener">Plunge Beach Resort</a>&nbsp;will be&nbsp;offering&nbsp;50% off weekday travel&nbsp;(Sunday through Thursday)&nbsp;in 2021 during&nbsp;two 24 hour flash sales on Black Friday and Cyber Monday. The sale runs from 12AM until 11:59PM on Friday, November 27, 2020, and Monday, November 30, 2020. Use promo code Save50.</p>



<h2 class="wp-block-heading"><strong>The Oasis at Death Valley</strong></h2>



<p class="wp-block-paragraph">Get 33% off hotel stays at the beautifully renovated historic AAA Four-Diamond&nbsp;<a href="https://www.oasisatdeathvalley.com/lodging/the-inn-at-death-valley/" target="_blank" rel="noreferrer noopener">Inn at Death Valley</a>&nbsp;and newly revitalized, family-friendly&nbsp;<a href="https://www.oasisatdeathvalley.com/lodging/the-ranch-at-death-valley/" target="_blank" rel="noreferrer noopener">Ranch at Death Valley</a>. Valid for select overnight stays between December 2020 and February 2021. The booking window is November 24, 2020 through December 1,2020</p>
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			</item>
		<item>
		<title>8 Shopping Rules to Stick to</title>
		<link>https://www.moneywehave.com/8-shopping-rules-to-stick-to/</link>
					<comments>https://www.moneywehave.com/8-shopping-rules-to-stick-to/#comments</comments>
		
		<dc:creator><![CDATA[Barry Choi]]></dc:creator>
		<pubDate>Mon, 13 Jun 2016 04:00:00 +0000</pubDate>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Spending]]></category>
		<category><![CDATA[shopping]]></category>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=7089</guid>

					<description><![CDATA[A little while back I wrote about the 8 rules of personal finance. It was&#160;a fun take on the Fight Club rules that would hopefully ensure you don&#8217;t get knocked out financially. I decided to follow that piece up with some shopping rules to stick by because&#160;admittedly, it&#8217;s a lot of fun to spend money.&#8230;]]></description>
										<content:encoded><![CDATA[<p>A little while back I wrote about the <a href="https://www.moneywehave.com/the-rules-of-personal-finance/">8 rules of personal finance</a>. It was&nbsp;a fun take on the Fight Club rules that would hopefully ensure you don&#8217;t get knocked out financially. I decided to follow that piece up with some shopping rules to stick by because&nbsp;admittedly, it&#8217;s a lot of fun to spend money. As everyone knows, small purchases add up but even big ticket items can get out of hand if you&#8217;re not careful.</p>
<p>The idea of having shopping rules is to have a &#8220;code&#8221; that you live by when it comes to spending. If you don&#8217;t break any of the following rules then it probably won&#8217;t be a big idea if you go ahead and make the purchase. It may sound ridiculous but if your goal is to save more / spend less, then you need a system to help keep you honest.</p>
<p><a href="https://www.moneywehave.com/wp-content/uploads/2016/04/shopping-rules.jpg" rel="attachment wp-att-7092"><img fetchpriority="high" decoding="async" class="aligncenter size-full wp-image-7092" src="https://www.moneywehave.com/wp-content/uploads/2016/04/shopping-rules.jpg" alt="shopping rules" width="1080" height="720" srcset="https://www.moneywehave.com/wp-content/uploads/2016/04/shopping-rules.jpg 1080w, https://www.moneywehave.com/wp-content/uploads/2016/04/shopping-rules-300x200.jpg 300w, https://www.moneywehave.com/wp-content/uploads/2016/04/shopping-rules-768x512.jpg 768w, https://www.moneywehave.com/wp-content/uploads/2016/04/shopping-rules-1024x683.jpg 1024w" sizes="(max-width: 1080px) 100vw, 1080px" /></a></p>
<h2>1st RULE: Save first</h2>
<p>I actually have no problem with people who like to&nbsp;treat themselves to coffee every day or going out for Friday night drinks. The only condition I have though is that you must save your money first. If you know you&#8217;ve met your savings goals for the month, does it matter when you treat yourself? This doesn&#8217;t mean save $50 and spend $500, but I think you get the point. If you&#8217;re prioritizing your savings, spending what&#8217;s leftover really doesn&#8217;t matter.</p>
<h2>2nd RULE: Check to see if it&#8217;s cheaper somewhere else</h2>
<p>I absolutely hate paying more for something when I don&#8217;t have to.&nbsp;I find that Metro and Shoppers Drug Mart charges 25% more for the exact same product compared to No Frills or Wal-Mart. With apps and online shopping available at your fingertips, it&#8217;ll take you just a few seconds to find the best prices. Get into the habit of shopping at places where they price match and you&#8217;ll save even more.</p>
<h2>3rd RULE:&nbsp;Ignore sales pitches</h2>
<p>If you&#8217;re being made a sales pitch, the odds are you don&#8217;t need whatever they&#8217;re selling. You should have done your research in advance on whatever you&#8217;re planning to buy. Salespeople are trained to sell you stuff you don&#8217;t need and this applies to financial products too. At the very least, do your due diligence and make sure what they&#8217;re telling you is true.</p>
<h2>4th RULE: Pay it off in full</h2>
<p>This should be obvious, but if you&#8217;re putting your purchase on credit and you know you won&#8217;t be paying the full balance, then you simply can&#8217;t afford it.&nbsp;It doesn&#8217;t matter how low the monthly payments are, the interest you pay never makes it worth while. This obviously doesn&#8217;t apply to major purchases like a house or car.</p>
<h2>5th RULE: Don&#8217;t get emotionally attached</h2>
<p>This is one of the toughest shopping rules to get over since it&#8217;s so easy to fall in love with something and convince yourself to go ahead and buy it. Unfortunately, this usually happens with expensive purchases like a home. With real estate, if you fall in love with a property, you may end up spending more than you can realistically afford. Always try to keep the emotions out of any purchase.</p>
<h2>6th RULE: Keep your receipts</h2>
<p>Make a habit of hanging onto your receipts just in case you need to make an exchange or refund. It may seem tedious but many merchants are pretty specific about their return policies so you want to hang onto all your receipt. To keep things organized, purchase a small organizer so you have a safe place to store your receipts. Keeping all your receipts also helps in the event you need to make a warranty claim.</p>
<h2>7th RULE: Ask yourself, can this money be better used somewhere else?</h2>
<p>This shopping rule may contradict rule #1 but it&#8217;s still something to seriously consider. Whenever I&#8217;m about to make a purchase, I usually ask myself is this money better used elsewhere? The answer is usually yes, but the odds are I&#8217;m still going to spend the money anyways. But every so often I&#8217;ll stop myself and put that money to better use somewhere else.</p>
<h2>8th RULE: &nbsp;Sleep on it</h2>
<p>I have a personal rule where I won&#8217;t buy anything over $100 without sleeping on it first. This only applies to purchases I&#8217;m considering in store, to me spending $100 on impulse is a big deal. I find most of the time after leaving the store, I quickly realize that I really didn&#8217;t need that item. Now if I&#8217;ve researched something in advance, the odds are I&#8217;ve been thinking about buying it for some time and am ready to make an informed decision.</p>
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