The Best No Foreign Transaction Fee Credit Cards in Canada for 2024

The Best no Foreign Transaction fee Credit Cards in Canada

Having one of the best no foreign transaction fee credit cards in Canada is essential since it’ll significantly reduce your costs when travelling. That’s because most Canadian credit cards charge a foreign transaction fee of 2.5% whenever you make a purchase in any currency besides Canadian dollars. That may sound like a lot, but if…

Read More

Scotia Momentum VISA Infinite Card Review

Scotiabank momentum visa review

Although the Scotia Momentum Visa Infinite Card is still one of the best cash back credit cards in Canada, it’s lost some of its appeal over the years. That’s not to say this card is no longer good. It’s just that other cards now offer better benefits or earning rates. What’s interesting is that this…

Read More

What Happens if I Don’t use my Credit Card?

What Happens if I Don’t use my Credit Card

With increased debt loads across the country, many Canadians, including millennials, have decided to start using cash and debit more. But that brings up an interesting question. What happens if I don’t use my credit card? It really depends on our individual situation. In theory, we’ll spend less since research has found we spend less…

Read More

Building a Good Credit Score

How to build a good credit score

I write about debt a lot. It’s not that I particularly enjoy writing about debt, it’s unfortunately just a subject that many people can relate to– Canadians have record debt levels after all. We get so focused on debt, that sometimes we forget about other things, such as having a good credit score. Credit is probably…

Read More

Debt Repayment Options

There are many debt repayment options

The stress of owing money can keep anyone up at night, fortunately, there are different debt repayment options that can help you pay down your debts faster than you might think. A young professional, in theory, should have an easier time paying off student loans, and credit card debt. However, someone who has abused credit…

Read More

Get a FREE copy of Travel Hacking for Lazy People

Subscribe now to get your FREE eBook and learn how to travel in luxury for less