How much debt is too much debt? Well if you’re a fan of Gail Vaz-Oxlade then you should know that any kind of consumer debt is bad. Not surprising, yet still disappointing it appears that our household debt has risen 6% according to the annual debt report conducted by BMO Financial Group. According to the…

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I’ll admit it, I love credit!  I charge just about everything. This might sound a bit odd since I just wrote about how credit cards F*^k with our minds but I actually prefer credit cards over cash since I use them responsibly. I want to make it clear right now that I ALWAYS pay my…

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This personal finance bumper is the first piece I ever did with Gail-Vaz Oxlade for City The 5 and I still find it fascinating how psychology affects our spending habits.  Off camera this is a subject we often talk about because it really is a big deal. Credit cards can totally mess with our minds…

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