Asakusa temple in Tokyo

If you plan on travelling to Japan for the first question most people ask is how much does it cost to go to Japan? There’s a big misconception that Japan is expensive, but I didn’t find it to be that much more expensive than other major cities I’ve visited. There are plenty of ways to do…

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There aren't many tricks to getting cheap flights

Getting a good deal on airfare has never been easier. With so many websites out there finding insane, it’s not uncommon to hear of a friend that booked a flight for a price that seems too good to be true. What most people don’t realize is that these deals usually come with conditions. In some…

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Save for your emergency fund

Quite often I’m asked how we should prioritize our money, and one of my first responses is to set up an emergency fund. Setting aside 3-6 months worth of expenses should be made a priority because we’ll never really know what will happen in our lives. Putting that much money can be a real struggle for some,…

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What the middle class can't afford anymore

In an alarming trend, the Canadian middle class seems to be struggling. Gone are the days of a dual income household being able to comfortable afford a home, kids, and retirement. Replaced now by heavy debt loads and limited savings, but what exactly is considered middle class? Generally speaking middle class households earn anywhere from $60,000-$90,000…

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budget for yourself, not someone else

Often people ask me for budgeting tips. It could be a general question such as what’s the best way to budget, or sometimes it gets a bit more personal e.g. how much do I save and how much do I spend? I don’t get into exact numbers when talking about my personal budget, but what I…

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Forget to budget for

It doesn’t matter how old we are, or how much we make, having a budget in place is essential. Setting one up is pretty straight forward, but many of us forget to budget for quite a few things. The most common trick to creating a realistic budget is to track our spending for a month…

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My parents are awesome, they may have driven me mad (okay maybe I drove them mad) as a teenager, but there’s no doubt that they taught me a lot about money. Some of what I learned was a direct result of what they taught me, but there are also a lot of things I picked…

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Set a realistic budget no matter what you're saving for

Budgeting is a real issue for many people. I personally take budgeting very seriously, but I’ve noticed some people use budgets as a way to justify their spending. In the last couple of weeks a viral blog post titled “Fathers, you can’t afford a Stay-At-Home Mom” has attracted a lot of attention on social media. Author Steven Nelms…

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Setting financial goals is easy, sticking to them however can be incredibly difficult. I imagine many of us who made financial New Year’s resolutions are already on track to break them. Making generic resolutions is just silly, we need to pick goals that are actually attainable. Here are some common financial goals and tips to help…

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