Scotiabank Scene Visa Card Review

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If you love going to the movies, you’ll want to read my Scotiabank SCENE Visa review now. Not only do you earn a ton of points when you go to the movies at Cineplex theatres, but you’ll also earn points on everyday purchases. To simply put it, there is no other way to earn free movies since SCENE is the loyalty program for Cineplex.

The Scotiabank SCENE Visa has no annual fee and comes with 2,500 bonus SCENE points (enough for two free movies) with your first $500 in everyday purchases in first 3 months. In addition, you can use points at any Cara-owned restaurant which gives you some flexibility with your points. Read my Scotiabank SCENE Visa review now to find out why it’s one of the best Scotiabank credit cards in Canada.

Scotiabank SCENE Visa benefits

  • No annual fee
  • 2,500 SCENE points welcome bonus when you spend $500 in the first three months
  • Earn 5 SCENE points for every $1 you spend at Cineplex theatres or at
  • Earn 1 SCENE point for every $1 you spend on all other purchases
  • Save up to 25% off base rates at participating AVIS and Budget locations in Canada and the U.S.

The Scotiabank SCENE Visa (referral link) benefits are pretty straightforward and are clearly aimed at people who like to go to the movie theatre. There’s is no other credit card that allows you to earn that many points when going to the movies.

The 2,500 bonus SCENE points you get when you spend $500 in the first three months is a nice way to introduce you to the card.

Since there is no annual fee for the card, you could argue that this is one of the best student credit cards. That assumes the student likes to watch movies.

Besides earning points towards movies, you do get one additional major benefit which is up to 25% off base rates at participating AVIS and Budget locations in Canada and the U.S.

No travel insurance or extended warranty is included with the Scotia SCENE Visa, but this is a card with no annual fee so it shouldn’t be a surprise that there are limited additional benefits.

How the SCENE points program works

Since the SCENE is Cineplex Theatres loyalty program, most of your redeem and points earning options will be available there. Before we get into how you can redeem your points, let’s look at a few other ways you can earn SCENE points.

  • General admission ticket = 100 points
  • Premium movie ticket = 150 points
  • VIP movie ticket = 200 points
  • Every dollar spent on food and drinks = 10 points
  • Every dollar spent at = 10 points

As you can see, you’ll earn way more points when you make purchases at Cineplex Theatres. But what does it cost to make a redemption?

  • General admission ticket = 1,250 points
  • Enhanced movie ticket = 2,000 points
  • VIP movie ticket = 2,500 points
  • $5 off concessions = 500 points
  • $10 off at CARA restaurants = 1,000 points

It’s hard to assign an exact percentage value to your points since movie tickets vary in price depending on where you live and what type of ticket you’re buying.

You could simply say the card gives you about a 1% return which is okay considering this is a no annual fee card. But if you’re looking for big rewards, you’re better off applying for one of the best travel credit cards in Canada.

Final thoughts

My Scotiabank SCENE Visa review is positive. The card is clearly aimed at people who love movies and it rewards them for visiting the theatre. The overall benefits aren’t the best, but you can still earn massive amounts of points at Cineplex Theatres. 

Scotiabank Scene Visa Card Review

About Barry Choi

Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. His blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel. You can find him on Twitter:@barrychoi


  1. James on June 29, 2018 at 4:06 PM

    This was one of my two student cards. I’ve still kept the card even now that I have much better travel cards. Not only to keep the credit history. But I love movies. And 5x SCENE points is unmatched. I only redeem for movies on premium non Tuesday tickets. And on those redemptions, I find you get around 1.5 cents per pt. That’s pretty good for a no fee card.

    • Barry Choi on June 29, 2018 at 4:12 PM


      Heh, this card for people just like you =D

  2. Kate on March 3, 2019 at 12:10 PM

    I opened the scene credit card around six months ago. A woman from customer service connected my scotia scene credit card and my scene points card with errors, so now my credit card is connected to the wrong scene points card. I am spending a lot monthly and supposed to get a lot of points, however; I am calling every other week to the scene and Scotia bank customer service, and for the more than six months they cannot fix your issue.
    Very very unprofessional Scotiabank workers who don’t care about your needs.

    • Barry Choi on March 3, 2019 at 3:55 PM


      Terrible customer service is easily one of the most annoying things possible. Since SCENE is going to devalue their program on April 19th, it might be worth looking into a new credit card.

      • Kate on March 3, 2019 at 4:51 PM

        Thank you, you think I should get a new scene credit card or consider a completely different credit card? And what is gonna happen with my points, I spent a few thousand $$$ but received no points?

        • Barry Choi on March 3, 2019 at 7:54 PM


          I would apply for a different credit card since SCENE points are being devalued come April 19th. Keep the SCENE card until you get your points then cancel it.

    • Nahida Tany on March 20, 2019 at 8:55 PM

      I got a Scene Scotiabank card but never awarded any Scene points. Contacted service center 3 times. Still unresolved. They never call me back . It’s a scam . They just want to sell the cards without any points

  3. Kate on March 3, 2019 at 9:41 PM

    Thank you for the advice, most likely I will do that. And now I have to find a new credit card that is as good as scene one.

  4. Ken Wong on February 27, 2020 at 2:58 PM

    The Scotiabank and Scene card program do not honour their undertakings to provide bonus points. I have had several instances where, after using the Scene card at a restaurant, I received immediate follow-up email informing me that I would receive 20 times the points when I next use the card at the same restaurant. However, with my subsequent follow-up visits, I never got the bonuses. I then contacted customer service and after a long delay, finally got a reply that I had to present the original email that promised the bonuses, as well as the receipts for my purchases at the restaurants – this despite the fact that it was their own system glitches that caused the failure to award the bonuses in the first place. I had since thrown away the receipts and deleted the email, so I am out the bonuses. Maybe other cardholders will have better luck and receive the bonus points without any issues.

  5. Andre on August 5, 2020 at 7:48 PM

    Hi, this Scene rewards program is a scam misleading people! The Scene bonus points will not be transfer to the Scotia Rewards program. I’ve spent hours on the phone with representatives and on line trying to convert them. The Scotia rewards customer servise representative, after questioning me on my most private financial information for 30 minutes, finality lied to me saying they couldn’t do it because of a technical issue. My guess is that they don’t want to do it since this rewards progran is going bankrupt because people stopped going to the movies because of the COVID-19 lockdown.

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