Comments on: Scotiabank Gold American Express Review

By: Barry Choi

Barry Choi — Mon, 22 Jan 2024 19:15:25 +0000

In reply to Yuliana.

ooops,

It should have finished with “The rest of your purchases should be charged to your Scotia Gold American Express”

By: Yuliana

Yuliana — Mon, 22 Jan 2024 18:38:16 +0000

In reply to Barry Choi. hmm I think your response cut off?

By: Barry Choi

Barry Choi — Mon, 22 Jan 2024 13:22:06 +0000

In reply to Yuliana. Hey Yuliana, I would use the Cobalt for any restaurants, grocery stores, and transit when outside of Canada. The res

By: Yuliana

Yuliana — Mon, 22 Jan 2024 06:27:25 +0000

Hi Barry,

Do we earn only 1 point on travel purchases with the Scotiagold amex but 2x points with Amex Cobalt? And which card out of the 3 is best for earning points outside of Canada?

By: Barry Choi

Barry Choi — Thu, 13 Jul 2023 10:40:14 +0000

In reply to chid og.

Hey Chid,

I don’t know what the exact discount, but it would only apply to the membership. You’d still have to pay for individual visits. That’s why getting a credit card with free lounge access is better. Assuming you purchase the Delta flight with your card and then redeem your points after the fact, you should still earn points on the purchase.

By: chid og

chid og — Thu, 13 Jul 2023 03:54:23 +0000

Thank you for your post. Quick question, do you have an idea of the discount amount gotten from the priority pass. like how much discount and also for purchase done on delta airline charge in CAD, how can i redeem my travel points, will i get the 1x for the purchase using the card?

By: Barry Choi

Barry Choi — Wed, 05 Jan 2022 11:09:40 +0000

In reply to Dui. Dui, Those lists aren't publicly available.

By: Dui

Dui — Wed, 05 Jan 2022 06:02:17 +0000

Where can I find the merchants falling under various categories and codes?

By: James

James — Sun, 17 Oct 2021 00:47:19 +0000

The only thing down with this card is that the rewards points are not giving when you purchase outside Canada.

By: Oli

Oli — Wed, 14 Oct 2020 15:26:48 +0000

In reply to Anna.

Anna,

SR = Scotia Rewards.
SP = Scene Points.

1000 SR = 770 SP — (Ratio 1:0.77)
1000 SP = 950 SR — (Ratio 1:0.95)

If you have a scene visa, it will give you a more favourable conversion rate, but given the ability to earn more on certain categories will be a better overall choice.