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	<title>
	Comments on: Scene+ Guide &#124; Formerly Scotia Rewards	</title>
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	<link>https://www.moneywehave.com/scotia-rewards/</link>
	<description>Personal Finance and Budget Travel for Canadians</description>
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		<title>
		By: Shelley		</title>
		<link>https://www.moneywehave.com/scotia-rewards/#comment-216934</link>

		<dc:creator><![CDATA[Shelley]]></dc:creator>
		<pubDate>Thu, 06 Oct 2022 18:29:07 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=758278#comment-216934</guid>

					<description><![CDATA[Hi, on the old Scotia card I could transfer from one visa card to another to put the points all in one place.  I don&#039;t see that anywhere.  Also, on the account it only shows my scene points and my husband&#039;s are seperate scene points.  How do we get them together?  It shows a full amount on the visa bills.]]></description>
			<content:encoded><![CDATA[<p>Hi, on the old Scotia card I could transfer from one visa card to another to put the points all in one place.  I don&#8217;t see that anywhere.  Also, on the account it only shows my scene points and my husband&#8217;s are seperate scene points.  How do we get them together?  It shows a full amount on the visa bills.</p>
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		<title>
		By: Barry Choi		</title>
		<link>https://www.moneywehave.com/scotia-rewards/#comment-216162</link>

		<dc:creator><![CDATA[Barry Choi]]></dc:creator>
		<pubDate>Mon, 23 May 2022 10:29:06 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=758278#comment-216162</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.moneywehave.com/scotia-rewards/#comment-216158&quot;&gt;Alexandra&lt;/a&gt;.

Alexandra,

You have to call in to get the partial redemption.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.moneywehave.com/scotia-rewards/#comment-216158">Alexandra</a>.</p>
<p>Alexandra,</p>
<p>You have to call in to get the partial redemption.</p>
]]></content:encoded>
		
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		<title>
		By: Alexandra		</title>
		<link>https://www.moneywehave.com/scotia-rewards/#comment-216158</link>

		<dc:creator><![CDATA[Alexandra]]></dc:creator>
		<pubDate>Sun, 22 May 2022 03:17:04 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=758278#comment-216158</guid>

					<description><![CDATA[Hi there, great article, very helpful. One thing I am unclear on. You said this.. &quot;There is one downside to booking travel on your own and then applying points. You must have enough Scene+ points to cover the entire cost if you want to make a redemption. There is no partial redemption for Scene+ when using the book your own travel option.&quot;

But then just above, Amy&#039;s comment, you advised her that she could use 25,000 points to get $250 off a $1000 flight that she booked on her own. Basically a partial redemption. Can you do this now?]]></description>
			<content:encoded><![CDATA[<p>Hi there, great article, very helpful. One thing I am unclear on. You said this.. &#8220;There is one downside to booking travel on your own and then applying points. You must have enough Scene+ points to cover the entire cost if you want to make a redemption. There is no partial redemption for Scene+ when using the book your own travel option.&#8221;</p>
<p>But then just above, Amy&#8217;s comment, you advised her that she could use 25,000 points to get $250 off a $1000 flight that she booked on her own. Basically a partial redemption. Can you do this now?</p>
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		<title>
		By: Barry Choi		</title>
		<link>https://www.moneywehave.com/scotia-rewards/#comment-215884</link>

		<dc:creator><![CDATA[Barry Choi]]></dc:creator>
		<pubDate>Mon, 04 Apr 2022 21:48:58 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=758278#comment-215884</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.moneywehave.com/scotia-rewards/#comment-215883&quot;&gt;Amy&lt;/a&gt;.

Hi AMy,

Scene+ points have the same value as Scotia rewards so you would indeed get $250 off.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.moneywehave.com/scotia-rewards/#comment-215883">Amy</a>.</p>
<p>Hi AMy,</p>
<p>Scene+ points have the same value as Scotia rewards so you would indeed get $250 off.</p>
]]></content:encoded>
		
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		<title>
		By: Amy		</title>
		<link>https://www.moneywehave.com/scotia-rewards/#comment-215883</link>

		<dc:creator><![CDATA[Amy]]></dc:creator>
		<pubDate>Mon, 04 Apr 2022 19:41:10 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=758278#comment-215883</guid>

					<description><![CDATA[Barry,
My Scotiabank Passport Visa Infinite card has 25,000 points ( equivalent to $250).  I hope it&#039;s still the same dollar value under the new Scene+ program.
If I used the above credit card to buy an air ticket at $1,000 through Air Canada website, would I get a credit of $250 after Scene+ credit redemption?  In other words, I only require to pay $750 (1000 - 250) to my credit card statement.
Thanks!]]></description>
			<content:encoded><![CDATA[<p>Barry,<br />
My Scotiabank Passport Visa Infinite card has 25,000 points ( equivalent to $250).  I hope it&#8217;s still the same dollar value under the new Scene+ program.<br />
If I used the above credit card to buy an air ticket at $1,000 through Air Canada website, would I get a credit of $250 after Scene+ credit redemption?  In other words, I only require to pay $750 (1000 &#8211; 250) to my credit card statement.<br />
Thanks!</p>
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		<title>
		By: LauraH		</title>
		<link>https://www.moneywehave.com/scotia-rewards/#comment-214653</link>

		<dc:creator><![CDATA[LauraH]]></dc:creator>
		<pubDate>Wed, 11 Aug 2021 22:43:06 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=758278#comment-214653</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.moneywehave.com/scotia-rewards/#comment-214652&quot;&gt;Barry Choi&lt;/a&gt;.

Thanks for getting me on the right track!  Must admit all the points and the ins and outs of each card make my head spin.  Really appreciate your work, the websites are not the easiest to navigate.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.moneywehave.com/scotia-rewards/#comment-214652">Barry Choi</a>.</p>
<p>Thanks for getting me on the right track!  Must admit all the points and the ins and outs of each card make my head spin.  Really appreciate your work, the websites are not the easiest to navigate.</p>
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		<title>
		By: Barry Choi		</title>
		<link>https://www.moneywehave.com/scotia-rewards/#comment-214652</link>

		<dc:creator><![CDATA[Barry Choi]]></dc:creator>
		<pubDate>Wed, 11 Aug 2021 22:34:01 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=758278#comment-214652</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.moneywehave.com/scotia-rewards/#comment-214651&quot;&gt;LauraH&lt;/a&gt;.

Hi Laura,

https://scotiarewards.scotiabank.com/en-CA/Help/TermsAndConditions

&quot;The minimum point redemption is 5,000 points (5,000 points is equivalent to $50 in travel savings) each time a redemption towards a travel purchase is made through the Scotia Rewards Travel Service.&quot;

As for the earning Scotia Rewards terms you quoted, that specifically refers to the Passport ScotiaCard which is a debit card.

https://scotiarewards.scotiabank.com/en-CA/Help/TermsAndConditions
https://www.scotiabank.com/ca/en/personal/ways-to-bank/debit-credit-card-purchases/visa-debit.html

That card is different from the Scotiabank Passport Visas that they offer.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.moneywehave.com/scotia-rewards/#comment-214651">LauraH</a>.</p>
<p>Hi Laura,</p>
<p><a href="https://scotiarewards.scotiabank.com/en-CA/Help/TermsAndConditions" rel="nofollow ugc">https://scotiarewards.scotiabank.com/en-CA/Help/TermsAndConditions</a></p>
<p>&#8220;The minimum point redemption is 5,000 points (5,000 points is equivalent to $50 in travel savings) each time a redemption towards a travel purchase is made through the Scotia Rewards Travel Service.&#8221;</p>
<p>As for the earning Scotia Rewards terms you quoted, that specifically refers to the Passport ScotiaCard which is a debit card.</p>
<p><a href="https://scotiarewards.scotiabank.com/en-CA/Help/TermsAndConditions" rel="nofollow ugc">https://scotiarewards.scotiabank.com/en-CA/Help/TermsAndConditions</a><br />
<a href="https://www.scotiabank.com/ca/en/personal/ways-to-bank/debit-credit-card-purchases/visa-debit.html" rel="nofollow ugc">https://www.scotiabank.com/ca/en/personal/ways-to-bank/debit-credit-card-purchases/visa-debit.html</a></p>
<p>That card is different from the Scotiabank Passport Visas that they offer.</p>
]]></content:encoded>
		
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		<item>
		<title>
		By: LauraH		</title>
		<link>https://www.moneywehave.com/scotia-rewards/#comment-214651</link>

		<dc:creator><![CDATA[LauraH]]></dc:creator>
		<pubDate>Wed, 11 Aug 2021 22:26:44 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=758278#comment-214651</guid>

					<description><![CDATA[Very helpful, especially since certain details seem to be lacking on the Scotia website.  In particular, I can&#039;t find any information about the number of points required to redeem a specific dollar amount of travel.  I know you have provided the numbers but it would be reassuring to be able to find it online. Can you point me in the right direction?  

As for earning points, I found this which surprised me....

Earning Scotia Rewards Points
1. General
You are awarded one (1) Scotia Rewards point (or “point”) for every $5.00 in purchases of goods and services made with a Program Card from a Program Card Account, provided that each such purchase is for a minimum of $2.50.†]]></description>
			<content:encoded><![CDATA[<p>Very helpful, especially since certain details seem to be lacking on the Scotia website.  In particular, I can&#8217;t find any information about the number of points required to redeem a specific dollar amount of travel.  I know you have provided the numbers but it would be reassuring to be able to find it online. Can you point me in the right direction?  </p>
<p>As for earning points, I found this which surprised me&#8230;.</p>
<p>Earning Scotia Rewards Points<br />
1. General<br />
You are awarded one (1) Scotia Rewards point (or “point”) for every $5.00 in purchases of goods and services made with a Program Card from a Program Card Account, provided that each such purchase is for a minimum of $2.50.†</p>
]]></content:encoded>
		
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		<title>
		By: Barry Choi		</title>
		<link>https://www.moneywehave.com/scotia-rewards/#comment-213692</link>

		<dc:creator><![CDATA[Barry Choi]]></dc:creator>
		<pubDate>Mon, 14 Jun 2021 16:54:27 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=758278#comment-213692</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.moneywehave.com/scotia-rewards/#comment-213691&quot;&gt;Geri&lt;/a&gt;.

Geri,

You&#039;d have to contact Scotiabank to find out.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.moneywehave.com/scotia-rewards/#comment-213691">Geri</a>.</p>
<p>Geri,</p>
<p>You&#8217;d have to contact Scotiabank to find out.</p>
]]></content:encoded>
		
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		<title>
		By: Geri		</title>
		<link>https://www.moneywehave.com/scotia-rewards/#comment-213691</link>

		<dc:creator><![CDATA[Geri]]></dc:creator>
		<pubDate>Mon, 14 Jun 2021 16:45:13 +0000</pubDate>
		<guid isPermaLink="false">https://www.moneywehave.com/?p=758278#comment-213691</guid>

					<description><![CDATA[What would cause an adjustment in reward points?
New points earned 10,230 and then adjustment of -6,820. 
Did not purchase anything and then return.]]></description>
			<content:encoded><![CDATA[<p>What would cause an adjustment in reward points?<br />
New points earned 10,230 and then adjustment of -6,820.<br />
Did not purchase anything and then return.</p>
]]></content:encoded>
		
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