Comments on: Scotia Momentum VISA Infinite Card Review

By: Kunko

Kunko — Sun, 26 May 2024 13:58:11 +0000

In reply to Barry Choi. Wow, thanks for the fast reply!! I appreciate it!!

By: Barry Choi

Barry Choi — Sun, 26 May 2024 13:17:24 +0000

In reply to Kunko. Hi Kunko, I have read reports online that the Scotiabank multipliers do indeed work for foreign merchants. I'm not sure about TD or Tangerine.

By: Kunko

Kunko — Sat, 25 May 2024 21:23:21 +0000

Hi,
I am going overseas and wondering if Scotia Momentum gives you 4% grocery cashback for spending in overseas(buying stuff in grocery store in overseas). I asked Scotia Bank and rep did not know. If so, beat the foreign transaction fee of 2.5% and you still gain 1.5%!!

Also TD cashback infinite and Tangerine world MC…if you happen to know!!

Thanks!!

By: MM

MM — Mon, 21 Nov 2022 19:19:21 +0000

In reply to Barry Choi.

Barry,

Thanks for replying so quick again.
I can not push it so hard since I am waiting the preferred chequing package bonus. This is my second time as well and I confirmed the Scotia that I could get bonus for opening account again before I open it.

If this is not provided I will push it.

By: Barry Choi

Barry Choi — Mon, 21 Nov 2022 18:55:15 +0000

In reply to MM.

MM,

I still side with you, but you’re right, Scotiabank can do what they like. Of course, you can also take your business elsewhere moving forward since they’re being punks about it.

By: MM

MM — Mon, 21 Nov 2022 18:41:03 +0000

In reply to Barry Choi.

Thanks for reply, I called Scotia that they said I am not eligible since I had the already this card and got the bonus before.

The term is stating that “Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years,”

According to the term I thought I am qualified too.

Well I think this is up to them, whatever they decide.

By: Barry Choi

Barry Choi — Mon, 21 Nov 2022 00:17:37 +0000

In reply to MM. MM, You should have qualified for the sign up bonus. You should call Scotiabank to find out what's going on.

By: MM

MM — Sun, 20 Nov 2022 22:15:56 +0000

The term says welcome bonus if you’ve had any Scotiabank retail credit card in the past two years.

I had this card and closed in Nov 2019, then waited and had No Scotia credit cards until 2022. I got this card again, but no welcome bonus was provided in Nov this year.

What is the 2 years term ?

By: Alana

Alana — Mon, 25 Apr 2022 22:25:47 +0000

If you are getting this card any month other than November, don’t. If you cancel your card you will lose your cashback amount earned. I got the card in May and wanted to cancel before the annual renewal fee ($120/year). They said the only way for me to get my reward dollars is to pay the annual fee and wait until November when the payment comes. In my case I have to pay $120 just to get my $300 of rewards. It doesn’t matter if you have a bank account with them or another Visa.

I also found that the annual fee was quite high for the amount of rewards I earned.

By: Greg

Greg — Sat, 13 Mar 2021 18:46:39 +0000

I ordered a package with my Scotiabank Momentum Visa through Amazon, within 48 hrs I received a message that my package had a customs fee to be paid and then I was provided a link by text to click and pay with a credit card. I followed the link and paid the $3.00 customs fee. Immediately afterwards I received an email thanking me for signing up to Zoopackage. I realized the customs link was a scam or better known as a subscription scam. I immediately called my Scotiabank Visa to report the fraud and cancel my card.. I’ve been on hold for over 72 mins now (they of course said they’re experiencing higher than normal call volumes and that it will be a 20 min wait) just to have this particular Visa canceled and to report the fraud. This is by far the worst negligence I’ve experienced with Scotiabank Visa and it’s Unacceptable, to have to wait over an hour to cancel/report fraud/or report a stolen credit card..