Comments on: Avion Rewards: Maximizing Points and Perks for Canadians

By: LauraH

LauraH — Tue, 02 Apr 2024 17:43:28 +0000

In reply to Barry Choi. I'll def check into the EQ card, thanks again.

By: Barry Choi

Barry Choi — Tue, 02 Apr 2024 17:03:58 +0000

In reply to LauraH.

Hey Laura,

I suggested a few.

The Amex Cobalt for high earn rate, Rogers Mastercard for Costco (if you use Rogers), and Platinum for high end travel benefits. If you want no FX, the Scotiabank card is indeed good, but I like the EQ Bank card cuz it has no fees.

By: LauraH

LauraH — Tue, 02 Apr 2024 17:00:52 +0000

In reply to Barry Choi. Thanks Barry. I don't subscribe to the Globe but I assume you suggested the Scotiabank Passport Visa as an alternative. I don't want to take up your time with all this but I applied for the Scotia card and it developed into a real mess. I'm still trying to find out what happened, currently waiting to hear back from their Escalated Customer Concern team.

By: Barry Choi

Barry Choi — Tue, 02 Apr 2024 16:05:25 +0000

In reply to LauraH.

Hey Laura,

You should have received paperwork about the details of your new card. HSBC World Elite MC holders being switched the Avion Visa Infinite will still get no FX fees on their card.

You’re correct about losing the travel credit after the first year.

The Avion card is a clear downgrade, I mention a few other options in this article – https://www.theglobeandmail.com/investing/personal-finance/household-finances/article-hsbc-clients-may-not-love-their-new-rbc-credit-cards-but-rbcs-avion/

By: LauraH

LauraH — Tue, 02 Apr 2024 15:59:29 +0000

Hi Barry,
Thought you might be interested in my experience being transitioned from HSBC World Elite MC to RBC Avion Visa. Since I don’t have anything that spells out the fees, conversion rate, etc. I called the RBC conversion team. They are waiving the $120 annual fee for the first year and that’s it. Although the HSBC card did not charge the 2.5% foreign conversion fee, the RBC card does. The extra points which HSBC gave for travel expenses are likewise not available with the RBC card. It seems to me that if I wanted this card I would be better off applying for it and getting the bonus. Very disappointing.

By: Barry Choi

Barry Choi — Fri, 09 Jun 2023 22:56:17 +0000

In reply to Hitesh Pandya. That's a value of $1,300.

By: Hitesh Pandya

Hitesh Pandya — Fri, 09 Jun 2023 21:20:58 +0000

Hello I redeemed 130,000 points for a flights to Barcelona from Toronto and had to cancel. What is the value of these points so that I can make a travel insurance claim

By: Barry Choi

Barry Choi — Mon, 20 Feb 2023 11:47:45 +0000

In reply to Dave Anderson. Dave, Avion Rewards is a credit card rewards program. Using your credit card number is how you log in.

By: Dave Anderson

Dave Anderson — Mon, 20 Feb 2023 02:20:34 +0000

In reply to Barry Choi. On the web site that I see, the first thing that they want is your Visa number. And that is exactly why we don't do money matters on line.

By: Barry Choi

Barry Choi — Sun, 19 Feb 2023 12:01:35 +0000

In reply to Dave Anderson.

Dave,

You need to go to the RBC Avion website to see what items are available for redemption – https://www.avionrewards.com/index.html