Comments on: Meridian Visa Infinite Cash Back Review

By: Amy Guo

Amy Guo — Mon, 29 Jun 2020 19:30:57 +0000

Thanks for the suggestion. I will do and hope better luck this time. 🙂

By: Barry.Choi

Barry.Choi — Sat, 27 Jun 2020 17:44:29 +0000

In reply to Amy.

Hi Amy,

Regardless of the current world pandemic, it’s insane that a company is asking you for the same documents three times. I would advise calling them one more time for an update. If the card doesn’t arrive in two weeks, have them cancel the application and apply for a different card such as the Scotiabank Momentum Visa Infinite.

By: Amy

Amy — Sat, 27 Jun 2020 17:29:19 +0000

Is it just me or it’s common now that I applied the cards in March and am still waiting for the card? I am very confident that I (and my husband) is qualified for their requirement and received the email from the company saying that my card had been approved and is awaiting for the Meridian Membership. I then sent the required documents and waited for many weeks. When I called asking them what was happening, they said I should receive the card soon but instead I just got the same email asking for documents. I sent again, and waited, and called. The same thing happened. This process repeated 3 times so far and I still haven’t got any cards from the company yet.

By: honest ed

honest ed — Fri, 07 Feb 2020 17:37:28 +0000

In reply to Barry Choi. i just called meridian who transferred be to collabaria (see the back of the visa card) who confirmed that it is a rewards card which u collect points and you redeem those points for cash. I would still argue it as a rewards card and misleading

By: Barry Choi

Barry Choi — Thu, 30 Jan 2020 13:28:58 +0000

In reply to Honest Ed.

Honest Ed,

Mike is incorrect. He’s referring to the Meridian Visa Infinite Travel Rewards Card – https://www.meridiancu.ca/Personal/Credit-Cards/Personal-Cards/Meridian-Visa-Infinite-Travel-Rewards-Card.aspx

The Meridian Visa Infinite Cash Back card is a true cash back card – https://www.meridiancu.ca/Personal/Credit-Cards/Personal-Cards/Meridian-Visa-Infinite-Cash-Back-Card.aspx

By: Honest Ed

Honest Ed — Thu, 30 Jan 2020 10:03:24 +0000

In reply to Mike. Wish I had read this note before Barry. I feel cheated as I signed up for the Cash Back after cancelling my scotia momentum only to now realize that is merely points reward card

By: Honest ed

Honest ed — Fri, 24 Jan 2020 02:27:11 +0000

The cash back is just points from Meridian and it is deceptive

By: JENNY

JENNY — Sun, 04 Aug 2019 04:08:03 +0000

Scotiabank momentum has just changed their rewards. I have a card. Cost of annual fee has gone up to 120$ for primary card and 4 50 FOR SECONDARY! huge increase! GAS HAS GONE FROM 4% to 2% and added transit (bus etc but not gas) at 4%. Recurring bills has been dropped to 1% I believe. Started Aug 1, 2019. So NO LONGER best card. I am going with Meridian or TD now and GETTING RID OF THIS CARD!.

By: Barry Choi

Barry Choi — Mon, 24 Jun 2019 14:45:10 +0000

In reply to Mike. Mike, In theory, the merchant codes should be the same for both credit card companies but I'm also not sure if say Scotia or Meridian can override those codes so certain merchants or charities are treated differently.

By: Mike

Mike — Sun, 23 Jun 2019 16:10:30 +0000

question about a nuance of the Meridian vs the Scotia VISA Infinite cards: Scotia’s version gives 2% for recurring bill payments (bumping up to 4% on Aug 1, 2019). Meridian’s indicates 2% for utility bill payments. Now I know for a fact the Scotia card is treating all recurring payments (donations to Humane Society, car insurance, utilities, internet, phone) at the current 2%, but I’m not sure if Meridian’s will apply to all, or ONLY utilities. It’s a huge differentiator if so, when it changes from 2% to 4% for Scotia. I tried calling Meridian CS, and heard its for utility bill payments, but am still not convinced I was getting accurate info. Any clarity would be much appreciated.