Comments on: How to Keep Your Money Safe When Travelling

By: Deborah S.

Deborah S. — Thu, 31 Oct 2019 14:45:54 +0000

“When using a foreign ATM, make sure you’re using one from a major local bank.” Some further tips: use the ATM that’s in the bank lobby or just outside, they have the lowest likelihood of tampering. Take your card back IMMEDIATELY when it comes out; some will swallow your card if you don’t take it right away and then it’s lost (happened to me). Finally, take your time; put your money and card away and secure them BEFORE you step away. And happy travels!

By: Vineca Gray

Vineca Gray — Thu, 31 Oct 2019 12:09:37 +0000

In reply to Pearl. Pearl, this is very insighful. Thank you!

By: Vineca Gray

Vineca Gray — Thu, 31 Oct 2019 12:07:27 +0000

Great read. The ‘tip’ tip is super. Also, thank you very much for the introduction to Pacsafe – a beautiful brand with fantastic security solutions.

Cheers!

By: Pearl

Pearl — Sun, 27 Oct 2019 16:53:56 +0000

Just returned from Central Europe. Had to change for euros in France which I did here . Needed Hungarian, Austrian, and Czechoslovakia currency and didn’t want too much extra. I found these counties accepted Canadian cash easily, no commissions at the exchange houses.large expenses I used my credit card but ended up changing twenties and fifties to gage as I went along. This seems to be a common practice in these countries.Even with the slightly lower rate for cdn currency I didn’t have to exchange twice and lose more.

By: Barry Choi

Barry Choi — Wed, 12 Jul 2017 13:56:16 +0000

In reply to Stephen. Stephen, If your credit cards have been compromised three times, you may be a victim of identity theft. Have you been monitoring your accounts via credit bureaus?

By: Stephen

Stephen — Wed, 12 Jul 2017 13:17:05 +0000

Funny I’ve had my credit cards hacked three times. With losses for the cc company. Never had cash stolen. Use a money belt under my shirt or hotel safe.

By: Barry Choi

Barry Choi — Thu, 01 Jun 2017 13:12:04 +0000

In reply to Brian G.

Hey Bryan,

Thanks for the feedback. I looked into the Air Canada Conversion card when it first came out and at the time it was universally panned. It had quite a few fees and you were sort of at the mercy of the CIBC exchange rate. However, since then it seems like they dropped a lot of the fees associated with the card and with Chase already dropping the Amazon card, this may be a good choice.

As long as CIBC is charging less than 2.5% on the spread, this could be a decent card, but I’ll stick to my Amazon card since I have it.

Also good point about the Yoda line, I’m totally keeping it in.

By: Brian G

Brian G — Thu, 01 Jun 2017 10:44:39 +0000

Oh I almost forgot, nice Yoda line in the last sentence “Take the usual steps to recover you can” 🙂 Leave it; it makes the post stand out. All the best!

By: Brian G

Brian G — Thu, 01 Jun 2017 10:40:20 +0000

Hi Barry, nice piece, short and sweet so I’ll expand here. If you wish to lock in your exchange rates for credit cards, I would suggest the Air Canada Conversion card which is a multi-currency card that can hold up to ten major currencies http://www.acconversion.com . I used it to buy some Hong Kong dollars earlier this year before the Canadian dollar dropped for my birthday trip to Hong Kong this fall. Canada Post has also introduced a multi-currency card recently but the fees are horrendous so stay away from that one.